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Last Updated: 04/18/2025

Ironworkers USA FCU Christmas Club Account

from Ironworkers USA Federal Credit Union

Last Updated: 04/18/2025

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Highlights

APY (Annual Percentage Yield)

0.501%(Verified 06/21/2024)

Minimum Opening Deposit

Minimum Balance to Earn APY

N/A

Ironworkers USA FCU Christmas Club Account Review

Ironworkers USA FCU Christmas Club Account is offered by Ironworkers USA Federal Credit Union, a credit union founded in 1960 and based in Portland, OR. Ironworkers USA FCU Christmas Club Account are available in 50 states and Washington, DC.

Key Takeaways

Higher than average APY. Ironworkers USA FCU Christmas Club Account has an annual percentage yield of up to 0.501%, which is higher than the average interest rate for savings accounts.
No monthly maintenance fees. This account does not charge any monthly account fees.
Small minimum initial deposit. You only need $5.00 to open an account.

Ironworkers USA FCU Christmas Club Account Pros & Cons

Pros

Cons

Available in 50 states and Washington, DC.
Dividend-yielding account.
Insured by NCUA.
Access to physical branches.

Does not offer mobile check deposits.
Does not provide access to a nationwide ATM network.
Does not come with a debit card
No signup bonus.

Ironworkers USA FCU Christmas Club Account FAQ

Are savings accounts from Ironworkers USA Federal Credit Union federally insured?

Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Ironworkers USA Federal Credit Union offer a signup bonus?

Ironworkers USA FCU Christmas Club Account doesn't offer a signup bonus.

What is the minimum initial deposit for Ironworkers USA FCU Christmas Club Account?

The minimum deposit to open a Ironworkers USA FCU Christmas Club Account is $5.00.

Ironworkers USA FCU Christmas Club Account Minimums

Description

Minimum Average Balance to Avoid Monthly Service Fee

$0.00

Minimum Opening Deposit

$5.00

What APY does Ironworkers USA FCU Christmas Club Account offer?

Ironworkers USA FCU Christmas Club Account offers an APY of 0.501% (APY stands for annual percentage yield, rates may change).

The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually.

What fees does Ironworkers USA FCU Christmas Club Account charge?

Ironworkers USA FCU Christmas Club Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.

What features and perks does Ironworkers USA FCU Christmas Club Account offer?

This savings account includes the following features:

Can you set up a direct deposit to Ironworkers USA FCU Christmas Club Account?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

11620 NE Ainsworth Cir

Portland, OR 97220

(503) 774-3848

Visit Site

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:00PM

Tuesday

9:00AM - 5:00PM

Wednesday

9:00AM - 5:00PM

Thursday

9:00AM - 5:00PM

Friday

9:00AM - 5:00PM

Saturday

Closed

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APY (Annual Percentage Yield)

0.501%

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Minimum Opening Deposit

$100

Minimum Balance to Earn APY

$100

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Ironworkers USA FCU Individual Retirement Account

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APY (Annual Percentage Yield)

0.501%

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Minimum Balance to Earn APY

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Ironworkers USA FCU Share (Savings) Account

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APY (Annual Percentage Yield)

0.100%

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Ironworkers USA FCU Youth Club Account

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APY (Annual Percentage Yield)

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SuperMoney Net Recommendation Score

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-1000+100

No one recommends

Everyone recommends

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