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Last Updated: 04/18/2025

Ironworkers USA FCU Line of Credit

in Personal Lines of Credit from Ironworkers USA Federal Credit Union

Last Updated: 04/18/2025

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Amount Range

N/A


APR (Variable APR)

10.49% - 18.00%(Verified 06/21/2024)

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Ironworkers USA FCU Line of Credit Review

Ironworkers USA FCU Line of Credit is offered through Ironworkers USA Federal Credit Union, a credit union founded in 1960 and based in Portland, OR. Ironworkers USA FCU Line of Credit are available in 50 states and Washington, DC.

Ironworkers USA FCU Line of Credit FAQ

What APRs does Ironworkers USA FCU Line of Credit offer?

Ironworkers USA FCU Line of Credit offers a variable APR that ranges from 10.49% APR up to 18.00% APR.

Does the Ironworkers USA FCU Line of Credit charge an origination fee?

Yes, Ironworkers USA FCU Line of Credit charges a line of credit origination fee .

Does the Ironworkers USA FCU Line of Credit charge a cash advance fee?

Yes, Ironworkers USA FCU Line of Credit may charge a fee .

Does Ironworkers USA FCU Line of Credit charge a late fee?

Yes, Ironworkers USA FCU Line of Credit may charge borrowers a late payment fee .

What do you need to qualify for Ironworkers USA FCU Line of Credit?

Ironworkers USA FCU Line of Credit does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Ironworkers USA FCU Line of Credit does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Ironworkers USA FCU Line of Credit.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does Ironworkers USA FCU Line of Credit report your account activity to credit bureaus?

Yes, Ironworkers USA FCU Line of Credit reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Ironworkers USA Federal Credit Union perform a hard credit pull?

Yes, Ironworkers USA FCU Line of Credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Ironworkers USA FCU Line of Credit

  • Visit the Ironworkers USA FCU Line of Credit website.
  • Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
  • Check the information is accurate and submit your application.

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Contact

Headquarters

11620 NE Ainsworth Cir
Portland, OR 97220
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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