Last Updated: 04/18/2025
Ironworkers USA FCU Individual Retirement Account
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.501%(Verified 06/21/2024)
Minimum Opening Deposit
$100
Minimum Balance to Earn APY
$100
Ironworkers USA FCU Individual Retirement Account Review
Ironworkers USA FCU Individual Retirement Account is offered by Ironworkers USA Federal Credit Union, a credit union founded in 1960 and based in Portland, OR. Ironworkers USA FCU Individual Retirement Account are available in 50 states and Washington, DC.
Key Takeaways
- Higher than average APY. Ironworkers USA FCU Individual Retirement Account has an annual percentage yield of up to 0.501%, which is higher than the average interest rate for savings accounts. Note that you must keep a minimum balance of $100.00 to earn that interest rate.
- $100.00 minimum opening deposit. This is a typical minimum initial deposit.
Ironworkers USA FCU Individual Retirement Account Pros & Cons
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Ironworkers USA FCU Individual Retirement Account FAQ
Are savings accounts from Ironworkers USA Federal Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Ironworkers USA Federal Credit Union offer a signup bonus?
Ironworkers USA FCU Individual Retirement Account doesn't offer a signup bonus.
What is the minimum initial deposit for Ironworkers USA FCU Individual Retirement Account?
The minimum deposit to open a Ironworkers USA FCU Individual Retirement Account is $100.00.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $100.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $100.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Ironworkers USA FCU Individual Retirement Account offer?
Ironworkers USA FCU Individual Retirement Account offers an APY of 0.501% (APY stands for annual percentage yield, rates may change).
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually. What fees does Ironworkers USA FCU Individual Retirement Account charge?
Ironworkers USA FCU Individual Retirement Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
Can you set up a direct deposit to Ironworkers USA FCU Individual Retirement Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed