Last Updated: 04/18/2025
Mainstreet Credit Union Share Savings Account
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.15%(Verified 06/21/2024)
Minimum Opening Deposit
Starting at $5
Minimum Balance to Earn APY
$5
Mainstreet Credit Union Share Savings Account Review
Mainstreet Credit Union Share Savings Account is offered by Mainstreet Credit Union, a credit union founded in 1953 and based in Lenexa, KS. Mainstreet Credit Union Savings are available in 50 states and Washington, DC.
Key Takeaways
- Low interest rate. The maximum annual percentage yield for this account is only 0.15%.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- Small minimum initial deposit. You only need $5 to open an account.
- No ATM fees. Mainstreet Credit Union Share Savings Account does not charge fees on ATM transactions .
Mainstreet Credit Union Savings Pros & Cons
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Mainstreet Credit Union Savings FAQ
Are savings accounts from mainstreet credit union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Mainstreet Credit Union offer a signup bonus?
Mainstreet Credit Union Savings doesn't offer a signup bonus.
What is the minimum initial deposit for Mainstreet Credit Union Savings?
The minimum deposit to open a Mainstreet Credit Union Savings is $5.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Mainstreet Credit Union Share Savings Account offer?
Mainstreet Credit Union Savings offers an APY of 0.15% (APY stands for annual percentage yield, rates may change).
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually. What fees does Mainstreet Credit Union Savings charge?
Mainstreet Credit Union Savings does not charge a monthly service fee. See the fee breakdown section below to view all fees.
What features and perks does Mainstreet Credit Union Savings offer?
This savings account includes the following features:
Can you set up a direct deposit to Mainstreet Credit Union Savings?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for Mainstreet Credit Union Savings?
The customer support email for Mainstreet Credit Union Savings is businessservices@mainstreetcu.org.
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Hours of Operation
SundayClosedMonday9:00AM - 5:30PMTuesday9:00AM - 5:30PMWednesday9:00AM - 5:30PMThursday9:00AM - 5:30PMFriday9:00AM - 5:30PMSaturday9:00AM - 12:30PM
Other Services by Mainstreet Credit Union
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APY (Annual Percentage Yield)
0.15%
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Minimum Opening Deposit
Starting at $0
Minimum Balance to Earn APY
$0
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APY (Annual Percentage Yield)
0.20%
Disclaimer popup with additional information
Minimum Opening Deposit
Starting at $0
Minimum Balance to Earn APY
$0
Rating not yet determined
APY (Annual Percentage Yield)
0.15%
Disclaimer popup with additional information
Minimum Opening Deposit
Starting at $5
Minimum Balance to Earn APY
$5
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