Mainstreet Credit Union Refinance Student Loans

Mainstreet Credit Union Refinance Student Loans Review

Mainstreet Credit Union Refinance Student Loans is a student loan refinance offering by Mainstreet Credit Union, . Founded in 1953, Mainstreet Credit Union offers student loan refinancing in 50 states (and Washington, DC).

Mainstreet Credit Union Refinance Student Loans FAQ

What APRs does Mainstreet Credit Union Refinance Student Loans offer on its student refinancing loans?

The range of APRs you qualify for when refinancing a student loan vary widely by lender and will depend on your creditworthiness and the type of loan you choose. Loans with fixed rates will typically have higher APRs than loans with a variable rate. 

Mainstreet Credit Union Refinance Student Loans offers variable rate APRs that range from 4.76% to 8.17%.
Borrowers who choose a fixed-rate refinancing loan can expect APRs that range from 4.49% to 8.95% APR.

Does Mainstreet Credit Union Refinance Student Loans charge an origination fee?

No, Mainstreet Credit Union Refinance Student Loans does not charge a loan origination fee.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does Mainstreet Credit Union Refinance Student Loans charge prepayment fees?

No, Mainstreet Credit Union Refinance Student Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

What terms does Mainstreet Credit Union Refinance Student Loans offer?

Mainstreet Credit Union Refinance Student Loans provides refinancing loans of 5 to 15 years.

What type of borrowers will Mainstreet Credit Union Refinance Student Loans consider?

Mainstreet Credit Union Refinance Student Loans considers loans applications from:

What do you need to qualify for Mainstreet Credit Union Refinance Student Loans?

Mainstreet Credit Union Refinance Student Loans does not have or does not disclose a minimum annual income eligibility requirement. Mainstreet Credit Union Refinance Student Loans only considers borrowers who are employed. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Mainstreet Credit Union Refinance Student Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Mainstreet Credit Union Refinance Student Loans.