Last Updated: 04/18/2025
Oakland University Credit Union Health Savings Account IMMA
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Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
1.30% - 2.40%(Verified 06/21/2024)
Minimum Opening Deposit
$50
Minimum Balance to Earn APY
$50
Oakland University Credit Union Health Savings Account IMMA Review
Oakland University Credit Union Health Savings Account IMMA is offered by Oakland University Credit Union, a credit union founded in 1937 and based in Lansing, MI. Oakland University Credit Union Health Savings Account IMMA are available in 50 states and Washington, DC.
Key Takeaways
- High yield savings. This account offers an annual percentage yield of up to 2.40%, which is much higher than the average interest rate for a savings account. However, you must meet minimum balance requirements for higher APYs.
- No monthly maintenance fees. This account does not charge any monthly account fees.
Oakland University Credit Union Health Savings Account IMMA Pros & Cons
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Oakland University Credit Union Health Savings Account IMMA FAQ
Are savings accounts from Oakland University Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Oakland University Credit Union offer a signup bonus?
Oakland University Credit Union Health Savings Account IMMA doesn't offer a signup bonus.
What is the minimum initial deposit for Oakland University Credit Union Health Savings Account IMMA?
The minimum deposit to open a Oakland University Credit Union Health Savings Account IMMA is $50.00.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $50.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $50.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Oakland University Credit Union Health Savings Account IMMA offer?
Oakland University Credit Union Health Savings Account IMMA offers a variable APY starting at 1.30% and ranging up to 2.40% (APY stands for annual percentage yield, rates may change). This is much higher than the national average rate for savings accounts.
What fees does Oakland University Credit Union Health Savings Account IMMA charge?
Oakland University Credit Union Health Savings Account IMMA does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- Outgoing domestic bank transfers come with a $25.00 fee.
- Outgoing international bank transfers come with a $50.00 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
- An overdraft on your account will trigger a $30.00 fee per item.
- Oakland University Credit Union Health Savings Account IMMA charges $5.00 every time you request a paper statement.
Does Oakland University Credit Union Health Savings Account IMMA charge overdraft fees?
Yes, Oakland University Credit Union Health Savings Account IMMA charges a $30.00 overdraft fee.What features and perks does Oakland University Credit Union Health Savings Account IMMA offer?
This savings account includes the following features:
- Mobile Banking Services - Oakland University Credit Union Health Savings Account IMMA allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to Oakland University Credit Union Health Savings Account IMMA?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:30PM
Tuesday
9:00AM - 5:30PM
Wednesday
9:00AM - 5:30PM
Thursday
9:00AM - 5:30PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 1:00PM