Last Updated: 04/18/2025
Oakland University Credit Union Holiday/Vacation Account
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.05%(Verified 06/21/2024)
Minimum Opening Deposit
$0
Minimum Balance to Earn APY
$0
Oakland University Credit Union Holiday/Vacation Account Review
Oakland University Credit Union Holiday/Vacation Account is offered by Oakland University Credit Union, a credit union founded in 1937 and based in Lansing, MI. Oakland University Credit Union Holiday/Vacation Account are available in 50 states and Washington, DC.
Key Takeaways
- Low interest rate. The maximum annual percentage yield for this account is only 0.05%.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- No minimum initial deposit. There is no minimum balance required to open an account online.
Oakland University Credit Union Holiday/Vacation Account Pros & Cons
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Oakland University Credit Union Holiday/Vacation Account FAQ
Are savings accounts from Oakland University Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Oakland University Credit Union offer a signup bonus?
Oakland University Credit Union Holiday/Vacation Account doesn't offer a signup bonus.
What is the minimum initial deposit for Oakland University Credit Union Holiday/Vacation Account?
There is no minimum deposit to open a Oakland University Credit Union Holiday/Vacation Account.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Oakland University Credit Union Holiday/Vacation Account offer?
Oakland University Credit Union Holiday/Vacation Account offers an APY of 0.05% (APY stands for annual percentage yield, rates may change).
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually. What fees does Oakland University Credit Union Holiday/Vacation Account charge?
Oakland University Credit Union Holiday/Vacation Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- Outgoing domestic bank transfers come with a $25.00 fee.
- Outgoing international bank transfers come with a $50.00 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
- An overdraft on your account will trigger a $30.00 fee per item.
- Oakland University Credit Union Holiday/Vacation Account charges $5.00 every time you request a paper statement.
Does Oakland University Credit Union Holiday/Vacation Account charge overdraft fees?
Yes, Oakland University Credit Union Holiday/Vacation Account charges a $30.00 overdraft fee.What features and perks does Oakland University Credit Union Holiday/Vacation Account offer?
This savings account includes the following features:
- Mobile Banking Services - Oakland University Credit Union Holiday/Vacation Account allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to Oakland University Credit Union Holiday/Vacation Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:30PM
Tuesday
9:00AM - 5:30PM
Wednesday
9:00AM - 5:30PM
Thursday
9:00AM - 5:30PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 1:00PM