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  Police and Fire Federal Credit Union Savings Account
Police and Fire Federal Credit Union Savings Account Unaffiliated

Police and Fire Federal Credit Union Savings Account

Unaffiliated
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Highlights
Monthly Fee N/A
APY (Annual Percentage Yield) 0.1%
Minimum Balance to Earn APY N/A

Police and Fire Federal Credit Union Savings Account Review

Police and Fire Federal Credit Union Savings Account is offered by Police and Fire Federal Credit Union, a credit union founded in 1938 and based in Philadelphia, PA. Police and Fire Federal Credit Union Savings Account is available in 1 state across the USA.

Key Takeaways
  • Higher than average APY. Police and Fire Federal Credit Union Savings Account has an annual percentage yield of up to 0.1%, which is higher than the national average interest rate on savings accounts.
  • Small minimum initial deposit. You only need $5 to open an account.
  • No ATM fees. Police and Fire Federal Credit Union Savings Account does not charge fees on ATM transactions.
Police and Fire Federal Credit Union Savings Account Pros & Cons
Pros Cons
  • Dividend-yielding account
  • Insured by NCUA.
  • Access to physical branches.
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Only available in one state.
  • Higher than average wire transfer fees.
Police and Fire Federal Credit Union Savings Account FAQ

Are savings accounts from Police and Fire Federal Credit Union federally insured?

Yes, your Police and Fire Federal Credit Union savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Police and Fire Federal Credit Union offer a signup bonus?

Police and Fire Federal Credit Union Savings Account doesn't offer a signup bonus.

What is the minimum initial deposit for Police and Fire Federal Credit Union Savings Account?

The minimum deposit to open a Police and Fire Federal Credit Union Savings Account is $5.
Police and Fire Federal Credit Union Savings Account Minimums
Description
Minimum Opening Deposit Starting at $5

What APY does Police and Fire Federal Credit Union offer?

Police and Fire Federal Credit Union Savings Account offers an APY of 0.1% (APY stands for annual percentage yield, rates may change).

The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually.

What fees does Police and Fire Federal Credit Union Savings Account charge?

Police and Fire Federal Credit Union Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.

  • Outgoing domestic bank transfers come with a $20 fee.
  • Police and Fire Federal Credit Union Savings Account charges $3 every time you request a paper statement.

What features and perks does Police and Fire Federal Credit Union Savings Account offer?

This savings account includes the following features:

  • Fraud monitoring - Police and Fire Federal Credit Union Savings Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
  • Mobile Banking Services - Police and Fire Federal Credit Union Savings Account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

Can you set up a direct deposit to Police and Fire Federal Credit Union Savings Account?

In most cases, the answer is yes. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Police and Fire Federal Credit Union Savings Account?

The customer support email for Police and Fire Federal Credit Union Savings Account is memberservice@pffcu.org.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:30am - 6:00pm
  • Tuesday 8:30am - 6:00pm
  • Wednesday 8:30am - 6:00pm
  • Thursday 8:30am - 7:00pm
  • Friday 8:30am - 7:00pm
  • Saturday 8:30am - 4:00pm

Other Services by Police and Fire Federal Credit Union

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View all savings accounts offered by Police and Fire Federal Credit Union

Availability

  Available in 1 state
Pennsylvania
Availabile in all of Pennsylvania

Feature Breakdown

Minimum Opening Deposit Starting at $5
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
Paper Statement Fee $3
Returned Deposit Fee (Domestic) $15
Wire Transfer Fee - Domestic (Outgoing) $20
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
Bauer Financial A+/A Rating
Account Features
  • No ATM Fees
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Interest Bearing Account
  • Mobile Banking
  • Fraud Monitoring
  • Automatic Transfers
  • Bauer Financial A+/A Rating
  • Insured by NCUA
  • Branch Access
APY (Annual Percentage Yield) 0.1%

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Police and Fire Federal Credit Union Savings Accounts

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