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  Police and Fire Federal Credit Union Checking Account

Police and Fire Federal Credit Union Checking Account

in Checking Accounts from Police and Fire Federal Credit Union

Unaffiliated

Police and Fire Federal Credit Union Checking Account

Unaffiliated

in Checking Accounts from Police and Fire Federal Credit Union

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Highlights
Community Rating

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Monthly Fee $0
ATM Fee: Out-of-Network $1
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0.1% - 0.5%

Police and Fire Federal Credit Union Checking Account Review

Police and Fire Federal Credit Union Checking Account is offered by Police and Fire Federal Credit Union, a credit union founded in 1938 and based in Philadelphia, PA. Police and Fire Federal Credit Union Checking Account is available in 1 state across the USA.

Key Takeaways
  • Low APY. The maximum annual percentage yield for this account is only 0.5%.
  • $0 monthly fee. This account does not charge a monthly maintenance fee.
  • Small minimum initial deposit. You only need $1 to open an account.
  • Free bill pay. Pay your bills to practically anyone in the United States through Police and Fire Federal Credit Union.
  • Hard credit pull. Police and Fire Federal Credit Union may require a hard pull on your credit report to open a checking account.
Police and Fire Federal Credit Union Checking Account Pros & Cons
Pros Cons
  • Interest-yielding account.
  • Access to physical branches.
  • Free debit card
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not provide access to a nationwide ATM network.
  • Not FDIC-insured.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Charges a fee on out-of-network ATM transactions.
Police and Fire Federal Credit Union Checking Account FAQ

Are checking accounts from Police and Fire Federal Credit Union federally insured?

Yes, your Police and Fire Federal Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Police and Fire Federal Credit Union Checking Account offer?

Police and Fire Federal Credit Union Checking Account offers an APY starting at 0.1% and ranging up to 0.5% (APY stands for annual percentage yield, rates may change).

Police and Fire Federal Credit Union Checking Account Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.1% - 0.5%

What are the account minimums for Police and Fire Federal Credit Union Checking Account?

Police and Fire Federal Credit Union Checking Account requires a minimum initial deposit of $1 to open an account.

Police and Fire Federal Credit Union Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $1

What fees does Police and Fire Federal Credit Union Checking Account charge?

The good news is that this account does not have a monthly service charge.

Police and Fire Federal Credit Union Checking Account Fees
Description
Monthly Fee $0
Paper Statement Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $1
NSF Fee $19
Overdraft Protection Fee (per transfer) $0
Overdraft Item Fee $19
Early Account Closure $0
Returned Deposit Fee (Domestic) $15
Debit Card Replacement Fee $5
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $15
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) 0%
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Outgoing) $0
Wire Transfer Fee - International (Incoming) $0
Returned Deposit Fee (International) $15
Wire Transfer Fee - Domestic (Incoming) $0
ATM Reimbursement Monthly Limit N/A

What features and perks does Police and Fire Federal Credit Union Checking Account offer?

This account includes the following features:

  • Fraud monitoring - Police and Fire Federal Credit Union Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Police and Fire Federal Credit Union Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
Police and Fire Federal Credit Union Checking Account Disclosure: All active or retired Philadelphia police officers and firefighters are eligible to become a PFFCU Member. If someone in your family belongs to PFFCU, you are also eligible. Eligible family members include parents, grandparents, sisters, brothers and children of a member. You can also gain membership eligibility if you work for one of the employee groups, associations and organizations offering PFFCU membership as a benefit. PFFCU no longer accepts foreign checks or processes foreign outgoing wires.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Other Services by Police and Fire Federal Credit Union

Availability

  Available in 1 state
Pennsylvania
Availabile in all of Pennsylvania

Feature Breakdown

APY Minimum Balance $0
Minimum Initial Deposit $1
ATM Fee: In-Network $0
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 0%
Monthly Fee $0
Online Bill Pay Fee $0
Overdraft Protection Fee (per transfer) $0
Paper Statement Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $0
Debit Card Replacement Fee $5
NSF Fee $19
Overdraft Item Fee $19
Returned Deposit Fee (Domestic) $15
Returned Deposit Fee (International) $15
Stop Payment Fee $15
Wire Transfer Fee - Domestic (Outgoing) $20
ATM Fee: Out-of-Network $1
Bank Account Features
  • IRAs
  • Branch Access
  • NCUA Member
  • Bauer Financial A+/A Rating
  • Debit Card
  • Free Bill Pay
  • Fraud Monitoring
  • Mobile Banking
  • No Monthly Maintenance Fee
  • Mobile Check Deposit
APY (Annual Percentage Yield) 0.1% - 0.5%

Police and Fire Federal Credit Union Checking Account Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

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Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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