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  Police and Fire FCU Checking Account
Police and Fire FCU Checking Account
in Checking Accounts from Police and Fire Federal Credit Union · Insured by NCUA
Unaffiliated

Police and Fire FCU Checking Account

Unaffiliated
in Checking Accounts from Police and Fire Federal Credit Union · Insured by NCUA
Net Recommendation Score 0  

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.

0

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

1 user recommends
0 users are unsure
1 user doesn't recommend
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Highlights
Community Rating

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Cashback Rewards N/A
APY (Annual Percentage Yield) 0.50%
(Verified 08/08/2022)
Monthly Fee $0
Minimum Balance to Avoid Monthly Fee N/A

Police and Fire FCU Checking Account Review

Police and Fire FCU Checking Account is offered by Police and Fire Federal Credit Union, a credit union founded in 1938 and based in Philadelphia, PA. Police and Fire FCU Checking Account is available in 1 state across the USA.

Key Takeaways

  • Higher than average APY. Police and Fire FCU Checking Account has an annual percentage yield of up to 0.50%, which is higher than the national average interest rate on savings accounts.
  • $0 monthly fee. This account does not charge a monthly Service Charge.
  • Small minimum initial deposit. You only need $1 to open an account.
  • Bill pay. Pay your bills to practically anyone in the United States through Police and Fire Federal Credit Union.

PFFCU checking account Pros & Cons

Pros Cons
  • Dividend-yielding account
  • Insured by NCUA.
  • Access to physical branches.
  • Free debit card
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Charges a fee on out-of-network ATM transactions.

PFFCU checking account FAQ

Are checking accounts from Police and Fire Federal Credit Union federally insured?

Yes, your Police and Fire Federal Credit Union checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does PFFCU checking account offer?

Police and Fire FCU Checking Account Rates & Terms
Description
APY (Annual Percentage Yield) 0.50%

PFFCU checking account offers an APY of 0.50% (APY stands for annual percentage yield, rates may change).

What are the account minimums for PFFCU checking account?

PFFCU checking account requires a minimum initial deposit of $1 to open an account.

Police and Fire FCU Checking Account Minimums
Description
Minimum Balance to Earn APY $0
Minimum Opening Deposit Starting at $1

What fees does PFFCU checking account charge?

The good news is that this account does not have a monthly Service Charge.

Police and Fire FCU Checking Account Fees
Description
ATM Fee: In-Network $0
Debit Card Replacement Fee $5
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 0%
Monthly Fee $0
NSF Fee $19
Online Bill Pay Fee $0
Overdraft Item Fee $19
Overdraft Protection Fee (per transfer) $0
Paper Statement Fee $0
Returned Deposit Fee (Domestic) $15
Returned Deposit Fee (International) $15
Stop Payment Fee $15
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $0
ATM Fee: Out-of-Network Starting at $1

Does PFFCU checking account charge overdraft fees?

Yes, PFFCU checking account charges a $19 fee for every overdraft.

What features and perks does PFFCU checking account offer?

This account includes the following features:

  • Fraud monitoring - PFFCU checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - PFFCU checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for PFFCU checking account?

The customer support email for PFFCU checking account is memberservice@pffcu.org.

How do people rate the customer service and user experience of PFFCU checking account?

Overall, PFFCU checking account is mostly recommended based on community reviews that rate customer service and user experience.

Police and Fire FCU Checking Account Disclosure: All active or retired Philadelphia police officers and firefighters are eligible to become a PFFCU Member. If someone in your family belongs to PFFCU, you are also eligible. Eligible family members include parents, grandparents, sisters, brothers and children of a member. You can also gain membership eligibility if you work for one of the employee groups, associations and organizations offering PFFCU membership as a benefit. PFFCU no longer accepts foreign checks or processes foreign outgoing wires.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Police and Fire Federal Credit Union

Interest bearing. No minimum balance. No monthly fees. Superior service. Free PFFCU Checking, Enjoy FREE and convenient Checking. Get safe and easy access to all your PFFCU accounts anytime, anywhere from your computer, mobile device, or telephone.

Recently awarded Best Credit Union and Best Mortgage Lender – Bucks County Courier Times & Burlington County Times, and Best Mortgage Experience, Best Loan Experience, and Best New Member Experience by MemberXP.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:30am - 6:00pm
  • Tuesday 8:30am - 6:00pm
  • Wednesday 8:30am - 6:00pm
  • Thursday 8:30am - 7:00pm
  • Friday 8:30am - 7:00pm
  • Saturday 8:30am - 4:00pm

Other Services by Police and Fire Federal Credit Union

Availability

  Available in 1 state
Pennsylvania
Availabile in all of Pennsylvania

Feature Breakdown

Minimum Balance to Earn APY $0
Minimum Opening Deposit Starting at $1
ATM Fee: In-Network $0
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 0%
Monthly Fee $0
Online Bill Pay Fee $0
Overdraft Protection Fee (per transfer) $0
Paper Statement Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $0
Debit Card Replacement Fee $5
NSF Fee $19
Overdraft Item Fee $19
Returned Deposit Fee (Domestic) $15
Returned Deposit Fee (International) $15
Stop Payment Fee $15
Wire Transfer Fee - Domestic (Outgoing) $20
ATM Fee: Out-of-Network Starting at $1
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Proof of Residence
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Mobile Banking
  • Fraud Monitoring
  • IRAs
  • Debit Card
  • Bauer Financial A+/A Rating
  • Insured by NCUA
  • Branch Access
Signup Bonus Starting at $0
Signup Deposit Requirement $0
APY (Annual Percentage Yield) 0.50%
(Verified 08/08/2022)

Police and Fire FCU Checking Account Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.

0

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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