Last Updated: 01/21/2026
Police and Fire FCU Checking Account
Unaffiliated
Last Updated: 01/21/2026
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Highlights
Welcome Offer
Starting at $0(Verified 06/21/2024)
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Rewards
N/A
APY (Annual Percentage Yield)
0.50%(Verified 06/21/2024)
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Monthly Maintenance Fee
$0(Verified 01/21/2026)
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Police and Fire FCU Checking Account Review
The Police and Fire FCU Checking Account is offered by Police and Fire Federal Credit Union, a credit union founded in 1938 and based in Philadelphia, PA. PFFCU checking account is available in 1 state.
Key Takeaways
- Higher than average APY. Police and Fire FCU Checking Account has an annual percentage yield of up to 0.50%, which is higher than the national average interest rate on savings accounts.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- Small minimum initial deposit. You only need $1 to open an account.
- Bill pay. Pay your bills to practically anyone in the United States when you enroll in Police and Fire Federal Credit Union mobile or online banking.
PFFCU checking account Pros & Cons
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PFFCU checking account FAQ
Are checking accounts from Police and Fire Federal Credit Union savings accounts federally insured?
Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does PFFCU checking account offer?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| APY (Annual Percentage Yield) | 0.50% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
PFFCU checking account offers an APY of 0.50% (APY stands for annual percentage yield, rates may change).
What are the account minimums for PFFCU checking account?
PFFCU checking account requires a minimum initial deposit of $1.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $1 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does PFFCU checking account charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Maintenance Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: In-Network | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: Out-of-Network (within the U.S.) | Starting at $1 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| NSF Fee | $19 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Overdraft Item Fee | Starting at $19 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Early Account Closure | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Deposit Fee (Domestic) | Starting at $15 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Card Replacement Fee (Standard Delivery) | Starting at $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Online Bill Pay Fee | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Stop Payment Fee | Starting at $15 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Transaction Fee (Debit Card) | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - US Domestic (Outgoing) | Starting at $20 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - International (Outgoing) | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - International (Incoming) | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Deposit Fee (International) | Starting at $15 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - US Domestic (Incoming) | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does PFFCU checking account charge overdraft fees?
Yes, PFFCU checking account charges a $19 fee for every overdraft.What features and perks does PFFCU checking account offer?
This account includes the following features:
- Fraud monitoring - PFFCU checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - PFFCU checking account allows you to manage your money online or with a mobile app. This includes depositing checks* in your account with a mobile app on your smartphone.
What is the customer support email for PFFCU checking account?
The customer support email for PFFCU checking account is memberservice@pffcu.org.
Police and Fire FCU Checking Account Disclosure: All active or retired Philadelphia police officers and firefighters are eligible to become a PFFCU Member. If someone in your family belongs to PFFCU, you are also eligible. Eligible family members include parents, grandparents, sisters, brothers and children of a member.
You can also gain membership eligibility if you work for one of the employee groups, associations and organizations offering PFFCU membership as a benefit.
PFFCU no longer accepts foreign checks or processes foreign outgoing wires.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from PFFCU checking account
Hours of Operation
SundayClosedMonday8:30AM - 6:00PMTuesday8:30AM - 6:00PMWednesday8:30AM - 6:00PMThursday8:30AM - 7:00PMFriday8:30AM - 7:00PMSaturday8:30AM - 4:00PM
Other Services by Police and Fire Federal Credit Union
SuperMoney Net Recommendation Score
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Police and Fire FCU Checking Account Community Reviews
Would you recommend Police and Fire FCU Checking Account to your friends?
QJ
Quaira J.
Dec 6, 2019
May or may not recommend
I HAVE A DISPUTE THAT DATES BACK TO JUNE...STILL NO RESOLVE...JUST BACK AND FORTH MALARKEY...IT WAS AN ERR FROM THE BEGINNING ON THE PART OF WORLDPAY...WHOM THEY ENTRUST TO INTERACT WITH THEIR CUSTOMERS...INSTEAD OF JUST RETURNING MY MONEY, THEY'RE PREPARED TO LET ME WALK AWAY...THEY DON'T VALUE THEIR CUSTOMERS OR OUR BUSINESS
U
Anonymous
Aug 2, 2015
May or may not recommend
First responders deserve a great credit union and they have one with the Police and Fire Federal Credit Union. Bauer gives the credit union a 5-star rating and BBB rates it A+. There are no minimums required to open an account and no monthly fees.
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