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Last Updated: 04/18/2025

Rocky Mountain Credit Union HSA Savings Account

in Savings Accounts from Rocky Mountain Credit Union

Last Updated: 04/18/2025

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APY (Annual Percentage Yield)

0.03% - 0.50%(Verified 06/21/2024)

Minimum Opening Deposit

$0

Minimum Balance to Earn APY

$0.01

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Rocky Mountain Credit Union HSA Savings Account Review

Rocky Mountain Credit Union HSA Savings Account is offered by Rocky Mountain Credit Union, a credit union founded in 1940 and based in Helena, MT. Rocky Mountain Credit Union HSA Savings Account are available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

  • Higher than average APY. Rocky Mountain Credit Union HSA Savings Account has an annual percentage yield of up to 0.50%, which is higher than the average interest rate for savings accounts. Note that you must keep a minimum balance of $0.01 to earn that interest rate.
  • No monthly maintenance fees. This account does not charge any monthly account fees.
  • No minimum initial deposit. There is no minimum balance required to open an account online.

Rocky Mountain Credit Union HSA Savings Account Pros & Cons

Rocky Mountain Credit Union HSA Savings Account FAQ

Are savings accounts from Rocky Mountain Credit Union federally insured?

Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Rocky Mountain Credit Union offer a signup bonus?

Rocky Mountain Credit Union HSA Savings Account doesn't offer a signup bonus.

What is the minimum initial deposit for Rocky Mountain Credit Union HSA Savings Account?

There is no minimum deposit to open a Rocky Mountain Credit Union HSA Savings Account.

What APY does Rocky Mountain Credit Union HSA Savings Account offer?

Rocky Mountain Credit Union HSA Savings Account offers a variable APY starting at 0.03% and ranging up to 0.50% (APY stands for annual percentage yield, rates may change).

What fees does Rocky Mountain Credit Union HSA Savings Account charge?

Rocky Mountain Credit Union HSA Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
  • Outgoing domestic bank transfers come with a $20.00 fee.
  • Incoming domestic bank transfers come with a $5.00 fee.
  • Outgoing international bank transfers come with a $50.00 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Incoming international bank transfers come with a $5.00 fee.
  • An overdraft on your account will trigger a $29.00 fee per item.
  • Rocky Mountain Credit Union HSA Savings Account charges $5.00 every time you request a paper statement.

Does Rocky Mountain Credit Union HSA Savings Account charge overdraft fees?

Yes, Rocky Mountain Credit Union HSA Savings Account charges a $29.00 overdraft fee.

What features and perks does Rocky Mountain Credit Union HSA Savings Account offer?

This savings account includes the following features:
  • Mobile Banking Services - Rocky Mountain Credit Union HSA Savings Account allows you to manage your money online or with a mobile app.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

Can you set up a direct deposit to Rocky Mountain Credit Union HSA Savings Account?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

3400 N Montana Ave
Helena, MT 59602
(406) 447-5328
Visit Site

Hours of Operation

Sunday
Closed
Monday
8:30AM - 4:30PM
Tuesday
8:30AM - 4:30PM
Wednesday
8:30AM - 4:30PM
Thursday
8:30AM - 4:30PM
Friday
8:30AM - 4:30PM
Saturday
Closed

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APY (Annual Percentage Yield)

0.03% - 0.50%
Disclaimer popup with additional information

Minimum Opening Deposit

$0

Minimum Balance to Earn APY

$0.01
Visit Site

Rocky Mountain Credit Union logo

APY (Annual Percentage Yield)

0.01% - 0.25%
Disclaimer popup with additional information

Minimum Opening Deposit

$20

Minimum Balance to Earn APY

$0.01

Rocky Mountain Credit Union logo

APY (Annual Percentage Yield)

0.01% - 0.25%
Disclaimer popup with additional information

Minimum Opening Deposit

$20

Minimum Balance to Earn APY

$0.01

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SuperMoney Net Recommendation Score

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-1000+100
No one recommends
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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Rocky Mountain Credit Union HSA Savings Account Community Reviews

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