Last Updated: 04/18/2025
Santa Fe FCU Individual Retirement Accounts
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
Up to 2.02%(Verified 08/24/2024)
Minimum Opening Deposit
$0
Minimum Balance to Earn APY
$0
Santa Fe FCU Individual Retirement Accounts Review
Santa Fe FCU Individual Retirement Accounts is offered by Santa Fe Federal Credit Union, a credit union founded in 1936 and based in Amarillo, TX. Santa Fe FCU Individual Retirement Accounts are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- High yield savings. This account offers an annual percentage yield of up to 2.02%, which is much higher than the average interest rate for a savings account.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- No minimum initial deposit. There is no minimum balance required to open an account online.
Santa Fe FCU Individual Retirement Accounts Pros & Cons
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Santa Fe FCU Individual Retirement Accounts FAQ
Are savings accounts from Santa Fe Federal Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Santa Fe Federal Credit Union offer a signup bonus?
Santa Fe FCU Individual Retirement Accounts doesn't offer a signup bonus.
What is the minimum initial deposit for Santa Fe FCU Individual Retirement Accounts?
There is no minimum deposit to open a Santa Fe FCU Individual Retirement Accounts.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Santa Fe FCU Individual Retirement Accounts offer?
Santa Fe FCU Individual Retirement Accounts offers an APY up to 2.02% (APY stands for annual percentage yield, rates may change). This is higher than the national average rate for savings accounts.
What fees does Santa Fe FCU Individual Retirement Accounts charge?
Santa Fe FCU Individual Retirement Accounts does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- Outgoing domestic bank transfers come with a $20.00 fee.
- An overdraft on your account will trigger a $25.00 fee per item.
- Santa Fe FCU Individual Retirement Accounts charges $3.00 every time you request a paper statement.
Does Santa Fe FCU Individual Retirement Accounts charge overdraft fees?
Yes, Santa Fe FCU Individual Retirement Accounts charges a $25.00 overdraft fee.What features and perks does Santa Fe FCU Individual Retirement Accounts offer?
This savings account includes the following features:
- Mobile Banking Services - Santa Fe FCU Individual Retirement Accounts allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to Santa Fe FCU Individual Retirement Accounts?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for Santa Fe FCU Individual Retirement Accounts?
The customer support email for Santa Fe FCU Individual Retirement Accounts is mail@santafefcu.com.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed