Last Updated: 04/18/2025
Santa Fe FCU Special Savings Account
Unaffiliated
Last Updated: 04/18/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Compare All Savings Accounts
Filter & compare all your options in one place.
Highlights
APY (Annual Percentage Yield)
0.75% - 1.00%(Verified 08/24/2024)
Minimum Opening Deposit
$0
Minimum Balance to Earn APY
$5
Santa Fe FCU Special Savings Account Review
Santa Fe FCU Special Savings Account is offered by Santa Fe Federal Credit Union, a credit union founded in 1936 and based in Amarillo, TX. Santa Fe FCU Special Savings Account are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- Higher than average APY. Santa Fe FCU Special Savings Account has an annual percentage yield of up to 1.00%, which is higher than the average interest rate for savings accounts. Note that you must keep a minimum balance of $5.00 to earn that interest rate.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- No minimum initial deposit. There is no minimum balance required to open an account online.
Santa Fe FCU Special Savings Account Pros & Cons
| Pros | Cons |
|
|
Santa Fe FCU Special Savings Account FAQ
Are savings accounts from Santa Fe Federal Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Santa Fe Federal Credit Union offer a signup bonus?
Santa Fe FCU Special Savings Account doesn't offer a signup bonus.
What is the minimum initial deposit for Santa Fe FCU Special Savings Account?
There is no minimum deposit to open a Santa Fe FCU Special Savings Account.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $5.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Santa Fe FCU Special Savings Account offer?
Santa Fe FCU Special Savings Account offers a variable APY starting at 0.75% and ranging up to 1.00% (APY stands for annual percentage yield, rates may change).
What fees does Santa Fe FCU Special Savings Account charge?
Santa Fe FCU Special Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- Outgoing domestic bank transfers come with a $20.00 fee.
- Santa Fe FCU Special Savings Account charges a $5.00 fee for an early account closure. Contact Santa Fe FCU Special Savings Account for more details on what is considered an early closure.
- An overdraft on your account will trigger a $25.00 fee per item.
- Santa Fe FCU Special Savings Account charges $3.00 every time you request a paper statement.
Does Santa Fe FCU Special Savings Account charge overdraft fees?
Yes, Santa Fe FCU Special Savings Account charges a $25.00 overdraft fee.What features and perks does Santa Fe FCU Special Savings Account offer?
This savings account includes the following features:
- Fraud monitoring - Santa Fe FCU Special Savings Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to Santa Fe FCU Special Savings Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for Santa Fe FCU Special Savings Account?
The customer support email for Santa Fe FCU Special Savings Account is mail@santafefcu.com.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed