Last Updated: 04/18/2025
Santa Fe FCU Regular Savings Account
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Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.75% - 1.00%(Verified 08/24/2024)
Minimum Opening Deposit
$5
Minimum Balance to Earn APY
$5
Santa Fe FCU Regular Savings Account Review
Santa Fe FCU Regular Savings Account is offered by Santa Fe Federal Credit Union, a credit union founded in 1936 and based in Amarillo, TX. Santa Fe FCU Regular Savings Account are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- Higher than average APY. Santa Fe FCU Regular Savings Account has an annual percentage yield of up to 1.00%, which is higher than the average interest rate for savings accounts. Note that you must keep a minimum balance of $5.00 to earn that interest rate.
- Charges a monthly fee. This account charges a monthly fee of $1.00, but the fee may be waived if you keep a minimum balance of$5.00.
- Small minimum initial deposit. You only need $5.00 to open an account.
Santa Fe FCU Regular Savings Account Pros & Cons
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Santa Fe FCU Regular Savings Account FAQ
Are savings accounts from Santa Fe Federal Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Santa Fe Federal Credit Union offer a signup bonus?
Santa Fe FCU Regular Savings Account doesn't offer a signup bonus.
What is the minimum initial deposit for Santa Fe FCU Regular Savings Account?
The minimum deposit to open a Santa Fe FCU Regular Savings Account is $5.00.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $5.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $5.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $5.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Required Balance | $5.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Santa Fe FCU Regular Savings Account offer?
Santa Fe FCU Regular Savings Account offers a variable APY starting at 0.75% and ranging up to 1.00% (APY stands for annual percentage yield, rates may change).
What fees does Santa Fe FCU Regular Savings Account charge?
This account charges a monthly service fee of $1.00. However, you can waive the monthly fees if you have a minimum daily balance of $5.00.
- Outgoing domestic bank transfers come with a $20.00 fee.
- Santa Fe FCU Regular Savings Account charges a $5.00 fee for an early account closure. Contact Santa Fe FCU Regular Savings Account for more details on what is considered an early closure.
- An overdraft on your account will trigger a $25.00 fee per item.
- Santa Fe FCU Regular Savings Account charges $3.00 every time you request a paper statement.
Does Santa Fe FCU Regular Savings Account charge overdraft fees?
Yes, Santa Fe FCU Regular Savings Account charges a $25.00 overdraft fee.What features and perks does Santa Fe FCU Regular Savings Account offer?
This savings account includes the following features:
- Mobile Banking Services - Santa Fe FCU Regular Savings Account allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to Santa Fe FCU Regular Savings Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for Santa Fe FCU Regular Savings Account?
The customer support email for Santa Fe FCU Regular Savings Account is mail@santafefcu.com.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed