Last Updated: 04/18/2025
Sidney Federal Credit Union Savings Account
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
Up to 0.05%(Verified 06/21/2024)
Minimum Opening Deposit
$5
Minimum Balance to Earn APY
$100
Sidney Federal Credit Union Savings Account Review
Sidney Federal Credit Union Savings Account is offered by Sidney Federal Credit Union, a credit union founded in 1949 and based in Sidney, NY. Sidney Federal Credit Union Savings Account are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- Low interest rate. The maximum annual percentage yield for this account is only 0.05%.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- Small minimum initial deposit. You only need $5.00 to open an account.
Sidney Federal Credit Union Savings Account Pros & Cons
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Sidney Federal Credit Union Savings Account FAQ
Are savings accounts from Sidney Federal Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Sidney Federal Credit Union offer a signup bonus?
Sidney Federal Credit Union Savings Account doesn't offer a signup bonus.
What is the minimum initial deposit for Sidney Federal Credit Union Savings Account?
The minimum deposit to open a Sidney Federal Credit Union Savings Account is $5.00.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $100.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $5.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Sidney Federal Credit Union Savings Account offer?
Sidney Federal Credit Union Savings Account offers an APY up to 0.05% (APY stands for annual percentage yield, rates may change).
What fees does Sidney Federal Credit Union Savings Account charge?
Sidney Federal Credit Union Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- Outgoing domestic bank transfers come with a $20.00 fee.
- Outgoing international bank transfers come with a $30.00 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
- An overdraft on your account will trigger a $25.00 fee per item.
Does Sidney Federal Credit Union Savings Account charge overdraft fees?
Yes, Sidney Federal Credit Union Savings Account charges a $25.00 overdraft fee.What features and perks does Sidney Federal Credit Union Savings Account offer?
This savings account includes the following features:
- Mobile Banking Services - Sidney Federal Credit Union Savings Account allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to Sidney Federal Credit Union Savings Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for Sidney Federal Credit Union Savings Account?
The customer support email for Sidney Federal Credit Union Savings Account is cuonline@sidneyfcu.org.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:30PM
Tuesday
9:00AM - 4:30PM
Wednesday
9:00AM - 4:30PM
Thursday
9:00AM - 4:30PM
Friday
9:00AM - 4:30PM
Saturday
9:00AM - 12:00PM