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Last Updated: 04/18/2025

Sierra Central CU Minor Savings Account

from Sierra Central Credit Union

Last Updated: 04/18/2025

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Highlights

APY (Annual Percentage Yield)

Up to 0.12%(Verified 06/21/2024)

Minimum Opening Deposit

Starting at $0.01

Minimum Balance to Earn APY

$0.01

Sierra Central CU Minor Savings Account Review

Sierra Central CU Minor Savings Account is offered by Sierra Central Credit Union, a credit union founded in 1955 and based in Yuba City, CA. Sierra Central CU Minor Savings are available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

Low interest rate. The maximum annual percentage yield for this account is only 0.12%.
No monthly maintenance fees. This account does not charge any monthly account fees.
Small minimum initial deposit. You only need $0.01 to open an account.
No ATM fees. Sierra Central CU Minor Savings Account does not charge fees on ATM transactions .

Sierra Central CU Minor Savings Pros & Cons

Pros

Cons

Available in 50 states, 5 U.S. territories and Washington, DC.
Dividend-yielding account.
Insured by NCUA.

Does not offer mobile check deposits.
Does not come with a debit card
No signup bonus.

Sierra Central CU Minor Savings FAQ

Are savings accounts from sierra central credit union federally insured?

Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Sierra Central Credit Union offer a signup bonus?

Sierra Central CU Minor Savings doesn't offer a signup bonus.

What is the minimum initial deposit for Sierra Central CU Minor Savings?

The minimum deposit to open a Sierra Central CU Minor Savings is $0.01.

Sierra Central CU Minor Savings Account Minimums

Description

Minimum Balance to Earn APY

$0.01

Minimum Opening Deposit

Starting at $0.01

What APY does Sierra Central CU Minor Savings Account offer?

Sierra Central CU Minor Savings offers an APY up to 0.12% (APY stands for annual percentage yield, rates may change).

What fees does Sierra Central CU Minor Savings charge?

Sierra Central CU Minor Savings does not charge a monthly service fee. See the fee breakdown section below to view all fees.

What features and perks does Sierra Central CU Minor Savings offer?

This savings account includes the following features:

Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - Sierra Central CU Minor Savings allows you to manage your money online or with a mobile app.
Nationwide ATM network - Conveniently transact at a nearby ATM.

Can you set up a direct deposit to Sierra Central CU Minor Savings?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1351 Harter Pkwy

Yuba City, CA 95993

(800) 222-7228

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Hours of Operation

Sunday

Closed

Monday

7:00AM - 7:00PM

Tuesday

7:00AM - 7:00PM

Wednesday

7:00AM - 7:00PM

Thursday

7:00AM - 7:00PM

Friday

7:00AM - 7:00PM

Saturday

Closed

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SuperMoney Net Recommendation Score

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-1000+100

No one recommends

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