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Last Updated: 04/18/2025

Sun Pacific FCU Share Account

in Savings Accounts from Sun Pacific Federal Credit Union

Last Updated: 04/18/2025

Sun Pacific Federal Credit Union logo
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APY (Annual Percentage Yield)

0.10%(Verified 06/21/2024)

Minimum Opening Deposit

$5

Minimum Balance to Earn APY

N/A


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Sun Pacific FCU Share Account Review

Sun Pacific FCU Share Account is offered by Sun Pacific Federal Credit Union, a credit union founded in 1946 and based in Richmond, CA. Sun Pacific FCU Share Account are available in 50 states and Washington, DC.

Key Takeaways

  • Low interest rate. The maximum annual percentage yield for this account is only 0.10%.
  • Waivable monthly maintenance fee. Need to maintain a minimum balance of $100.00
  • Small minimum initial deposit. You only need $5.00 to open an account.

Sun Pacific FCU Share Account Pros & Cons

Sun Pacific FCU Share Account FAQ

Are savings accounts from Sun Pacific Federal Credit Union federally insured?

Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Sun Pacific Federal Credit Union offer a signup bonus?

Sun Pacific FCU Share Account doesn't offer a signup bonus.

What is the minimum initial deposit for Sun Pacific FCU Share Account?

The minimum deposit to open a Sun Pacific FCU Share Account is $5.00.

What APY does Sun Pacific FCU Share Account offer?

Sun Pacific FCU Share Account offers an APY of 0.10% (APY stands for annual percentage yield, rates may change).
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually.

What fees does Sun Pacific FCU Share Account charge?

This account charges a monthly service fee of $5.00. However, you can waive the monthly fees if you have a minimum daily balance of $100.00.
  • Outgoing domestic bank transfers come with a $35.00 fee.
  • Sun Pacific FCU Share Account charges a $20.00 fee for an early account closure. Contact Sun Pacific FCU Share Account for more details on what is considered an early closure.
  • Sun Pacific FCU Share Account charges $5.00 every time you request a paper statement.

What features and perks does Sun Pacific FCU Share Account offer?

This savings account includes the following features:

    Can you set up a direct deposit to Sun Pacific FCU Share Account?

    Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

    What is the customer support email for Sun Pacific FCU Share Account?

    The customer support email for Sun Pacific FCU Share Account is sunpacfcu@sbcglobal.net.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Headquarters

    1221 Nevin Ave
    Frank Hagel Federal Building
    Richmond, CA 94801
    (510) 970-1181
    Visit Site

    Hours of Operation

    Sunday
    Closed
    Monday
    9:45AM - 3:45PM
    Tuesday
    9:45AM - 3:45PM
    Wednesday
    9:45AM - 3:45PM
    Thursday
    9:45AM - 3:45PM
    Friday
    9:45AM - 3:45PM
    Saturday
    Closed

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    APY (Annual Percentage Yield)

    0.10%
    Disclaimer popup with additional information

    Minimum Opening Deposit

    $0

    Minimum Balance to Earn APY

    N/A

    Visit Site

    Sun Pacific Federal Credit Union logo

    APY (Annual Percentage Yield)

    0.10%
    Disclaimer popup with additional information

    Minimum Opening Deposit

    $0

    Minimum Balance to Earn APY

    N/A


    Sun Pacific Federal Credit Union logo

    APY (Annual Percentage Yield)

    2.50%
    Disclaimer popup with additional information

    Minimum Opening Deposit

    $0

    Minimum Balance to Earn APY

    N/A


    Sun Pacific Federal Credit Union logo

    APY (Annual Percentage Yield)

    0.10%
    Disclaimer popup with additional information

    Minimum Opening Deposit

    $0

    Minimum Balance to Earn APY

    N/A


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    SuperMoney Net Recommendation Score

    This product has no reviews yet. Help others by sharing your thoughts.

    0

    -1000+100
    No one recommends
    Everyone recommends
    The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

    Sun Pacific FCU Share Account Community Reviews

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