Last Updated: 04/18/2025
Tropical Financial CU Holiday Club Savings Account
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
1.00%(Verified 06/21/2024)
Minimum Opening Deposit
$0
Minimum Balance to Earn APY
N/A
Tropical Financial CU Holiday Club Savings Account Review
Tropical Financial CU Holiday Club Savings Account is offered by Tropical Financial Credit Union, a credit union founded in 1935 and based in Miramar, FL. Tropical Financial CU Holiday Club Savings Account are available in 50 states and Washington, DC.
Key Takeaways
- Higher than average APY. Tropical Financial CU Holiday Club Savings Account has an annual percentage yield of up to 1.00%, which is higher than the average interest rate for savings accounts.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- No minimum initial deposit. There is no minimum balance required to open an account online.
- No ATM fees. Tropical Financial CU Holiday Club Savings Account does not charge fees on ATM transactions .
Tropical Financial CU Holiday Club Savings Account Pros & Cons
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Tropical Financial CU Holiday Club Savings Account FAQ
Are savings accounts from tropical financial credit union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Tropical Financial Credit Union offer a signup bonus?
Tropical Financial CU Holiday Club Savings Account doesn't offer a signup bonus.
What is the minimum initial deposit for Tropical Financial CU Holiday Club Savings Account?
There is no minimum deposit to open a Tropical Financial CU Holiday Club Savings Account.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Tropical Financial CU Holiday Club Savings Account offer?
Tropical Financial CU Holiday Club Savings Account offers an APY of 1.00% (APY stands for annual percentage yield, rates may change).
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually. What fees does Tropical Financial CU Holiday Club Savings Account charge?
Tropical Financial CU Holiday Club Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
What features and perks does Tropical Financial CU Holiday Club Savings Account offer?
This savings account includes the following features:
- Mobile Banking Services - Tropical Financial CU Holiday Club Savings Account allows you to manage your money online or with a mobile app.
Can you set up a direct deposit to Tropical Financial CU Holiday Club Savings Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
Closed