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Last Updated: 04/18/2025

Tropical Financial Savings Accounts

from Tropical Financial Credit Union

Last Updated: 04/18/2025

Tropical Financial Credit Union logo
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APY (Annual Percentage Yield)

0.0500%(Verified 06/21/2024)

Minimum Opening Deposit

Starting at $1

Minimum Balance to Earn APY

$1
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Tropical Financial Savings Accounts Review

Tropical Financial Savings Accounts is offered by Tropical Financial Credit Union, a credit union founded in 1935 and based in Miramar, FL. Tropical Financial Savings Accounts are available in 1 state.

Key Takeaways

  • Low interest rate. The maximum annual percentage yield for this account is only 0.0500%.
  • No monthly maintenance fees. This account does not charge any monthly account fees.
  • Small minimum initial deposit. You only need $1 to open an account.

Tropical Financial Savings Accounts Pros & Cons

Tropical Financial Savings Accounts FAQ

Are savings accounts from tropical financial credit union federally insured?

Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Tropical Financial Credit Union offer a signup bonus?

Tropical Financial Savings Accounts doesn't offer a signup bonus.

What is the minimum initial deposit for Tropical Financial Savings Accounts?

The minimum deposit to open a Tropical Financial Savings Accounts is $1.

What APY does Tropical Financial Savings Accounts offer?

Tropical Financial Savings Accounts offers an APY of 0.0500% (APY stands for annual percentage yield, rates may change).
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually.

What fees does Tropical Financial Savings Accounts charge?

Tropical Financial Savings Accounts does not charge a monthly service fee. See the fee breakdown section below to view all fees.

    What features and perks does Tropical Financial Savings Accounts offer?

    This savings account includes the following features:
    • Mobile Banking Services - Tropical Financial Savings Accounts allows you to manage your money online or with a mobile app.

    Can you set up a direct deposit to Tropical Financial Savings Accounts?

    Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Headquarters

    3050 Corporate Way
    Miramar, FL 33025
    (888) 261-8328
    Visit Site

    Hours of Operation

    Sunday
    Closed
    Monday
    9:00AM - 5:00PM
    Tuesday
    9:00AM - 5:00PM
    Wednesday
    9:00AM - 5:00PM
    Thursday
    9:00AM - 5:00PM
    Friday
    9:00AM - 6:00PM
    Saturday
    Closed

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    Personal Loans

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    Other Savings Accounts from Tropical Financial Credit Union

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    APY (Annual Percentage Yield)

    1.00%
    Disclaimer popup with additional information

    Minimum Opening Deposit

    $0

    Minimum Balance to Earn APY

    N/A

    Visit Site
    Tropical Financial Credit Union logo
    Tropical Financial CU Vacation Club Savings Account
    Rating not yet determined
    Be the first to rate

    APY (Annual Percentage Yield)

    1.00%
    Disclaimer popup with additional information

    Minimum Opening Deposit

    Starting at $0

    Minimum Balance to Earn APY

    N/A

    Visit Site

    SuperMoney Net Recommendation Score

    This product has no reviews yet. Help others by sharing your thoughts.

    0

    -1000+100
    No one recommends
    Everyone recommends
    The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

    Tropical Financial Savings Accounts Community Reviews

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