Last Updated: 04/18/2025
TRU-FI Credit Union Individual Retirement Account
Unaffiliated
in Savings Accounts from TRU-FI Credit Union
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.50% - 0.95%(Verified 06/21/2024)
Minimum Opening Deposit
$0
Minimum Balance to Earn APY
$0
TRU-FI Credit Union Individual Retirement Account Review
TRU-FI Credit Union Individual Retirement Account is offered by TRU-FI Credit Union, a credit union founded in 1967 and based in Macclenny, FL. TRU-FI Credit Union Individual Retirement Account are available in 50 states and Washington, DC.
Key Takeaways
- Higher than average APY. TRU-FI Credit Union Individual Retirement Account has an annual percentage yield of up to 0.95%, which is higher than the average interest rate for savings accounts.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- No minimum initial deposit. There is no minimum balance required to open an account online.
TRU-FI Credit Union Individual Retirement Account Pros & Cons
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TRU-FI Credit Union Individual Retirement Account FAQ
Are savings accounts from TRU-FI Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does TRU-FI Credit Union offer a signup bonus?
TRU-FI Credit Union Individual Retirement Account doesn't offer a signup bonus.
What is the minimum initial deposit for TRU-FI Credit Union Individual Retirement Account?
There is no minimum deposit to open a TRU-FI Credit Union Individual Retirement Account.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does TRU-FI Credit Union Individual Retirement Account offer?
TRU-FI Credit Union Individual Retirement Account offers a variable APY starting at 0.50% and ranging up to 0.95% (APY stands for annual percentage yield, rates may change).
What fees does TRU-FI Credit Union Individual Retirement Account charge?
TRU-FI Credit Union Individual Retirement Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- Outgoing domestic bank transfers come with a $25.00 fee.
- Incoming domestic bank transfers come with a $5.00 fee.
- Outgoing international bank transfers come with a $35.00 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
- Incoming international bank transfers come with a $5.00 fee.
- An overdraft on your account will trigger a $35.00 fee per item.
- TRU-FI Credit Union Individual Retirement Account charges $5.00 every time you request a paper statement.
Does TRU-FI Credit Union Individual Retirement Account charge overdraft fees?
Yes, TRU-FI Credit Union Individual Retirement Account charges a $35.00 overdraft fee.What features and perks does TRU-FI Credit Union Individual Retirement Account offer?
This savings account includes the following features:
Can you set up a direct deposit to TRU-FI Credit Union Individual Retirement Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:30PM
Tuesday
9:00AM - 4:30PM
Wednesday
9:00AM - 4:30PM
Thursday
9:00AM - 4:30PM
Friday
9:00AM - 6:00PM
Saturday
Closed