Last Updated: 04/18/2025
TRU-FI Credit Union Super Cash Account
Unaffiliated
in Savings Accounts from TRU-FI Credit Union
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
1.30% - 1.60%(Verified 06/21/2024)
Minimum Opening Deposit
$5,000
Minimum Balance to Earn APY
$5,000
TRU-FI Credit Union Super Cash Account Review
TRU-FI Credit Union Super Cash Account is offered by TRU-FI Credit Union, a credit union founded in 1967 and based in Macclenny, FL. TRU-FI Credit Union Super Cash Account are available in 50 states and Washington, DC.
Key Takeaways
- High yield savings. This account offers an annual percentage yield of up to 1.60%, which is much higher than the average interest rate for a savings account. However, you must meet minimum balance requirements for higher APYs.
- $0 monthly account fees available. This account charges a monthly fee of $25.00, but the fee may be waived if you keep a minimum balance of$5,000.00.
- Large minimum initial deposit. You need a minimum deposit of $5,000.00 to open an account. This is a relatively large minimum initial deposit when compared to the other accounts that we track.
TRU-FI Credit Union Super Cash Account Pros & Cons
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TRU-FI Credit Union Super Cash Account FAQ
Are savings accounts from TRU-FI Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does TRU-FI Credit Union offer a signup bonus?
TRU-FI Credit Union Super Cash Account doesn't offer a signup bonus.
What is the minimum initial deposit for TRU-FI Credit Union Super Cash Account?
The minimum deposit to open a TRU-FI Credit Union Super Cash Account is $5,000.00.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $5,000.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $5,000.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $5,000.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does TRU-FI Credit Union Super Cash Account offer?
TRU-FI Credit Union Super Cash Account offers a variable APY starting at 1.30% and ranging up to 1.60% (APY stands for annual percentage yield, rates may change). This is much higher than the national average rate for savings accounts.
What fees does TRU-FI Credit Union Super Cash Account charge?
This account charges a monthly service fee of $25.00. However, you can waive the monthly fees if you have a minimum daily balance of $5,000.00.
- Outgoing domestic bank transfers come with a $25.00 fee.
- Incoming domestic bank transfers come with a $5.00 fee.
- Outgoing international bank transfers come with a $35.00 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
- Incoming international bank transfers come with a $5.00 fee.
- An overdraft on your account will trigger a $35.00 fee per item.
- TRU-FI Credit Union Super Cash Account charges $5.00 every time you request a paper statement.
Does TRU-FI Credit Union Super Cash Account charge overdraft fees?
Yes, TRU-FI Credit Union Super Cash Account charges a $35.00 overdraft fee.What features and perks does TRU-FI Credit Union Super Cash Account offer?
This savings account includes the following features:
Can you set up a direct deposit to TRU-FI Credit Union Super Cash Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:30PM
Tuesday
9:00AM - 4:30PM
Wednesday
9:00AM - 4:30PM
Thursday
9:00AM - 4:30PM
Friday
9:00AM - 6:00PM
Saturday
Closed