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Last Updated: 04/18/2025

TRU-FI Credit Union Personal LOC

from TRU-FI Credit Union

Last Updated: 04/18/2025

TRU-FI Credit Union logo
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Amount Range

N/A


APR (Fixed APR)

Starting at 15.29%(Verified 06/21/2024)

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TRU-FI Credit Union Personal LOC Review

TRU-FI Credit Union Personal LOC is offered through TRU-FI Credit Union, a credit union founded in 1967 and based in Macclenny, FL. TRU-FI Credit Union Personal LOC are available in 50 states and Washington, DC.

TRU-FI Credit Union Personal LOC FAQ

What APRs does TRU-FI Credit Union Personal LOC offer?

TRU-FI Credit Union Personal LOC offers an APR that starts at 15.29% APR.

Does the TRU-FI Credit Union Personal LOC charge an origination fee?

Yes, TRU-FI Credit Union Personal LOC charges a line of credit origination fee .

Does the TRU-FI Credit Union Personal LOC charge a cash advance fee?

Yes, TRU-FI Credit Union Personal LOC may charge a fee .

Does TRU-FI Credit Union Personal LOC charge a late fee?

Yes, TRU-FI Credit Union Personal LOC may charge borrowers a late payment fee .

What do you need to qualify for TRU-FI Credit Union Personal LOC?

TRU-FI Credit Union Personal LOC does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
TRU-FI Credit Union Personal LOC does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by TRU-FI Credit Union Personal LOC.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does TRU-FI Credit Union Personal LOC report your account activity to credit bureaus?

Yes, TRU-FI Credit Union Personal LOC reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does TRU-FI Credit Union perform a hard credit pull?

Yes, TRU-FI Credit Union Personal LOC performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for TRU-FI Credit Union Personal LOC

  • Visit the TRU-FI Credit Union Personal LOC website.
  • Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
  • Check the information is accurate and submit your application.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

602 S 6th St
Macclenny, FL 32063
(904) 259-6702
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 4:30PM
Tuesday
9:00AM - 4:30PM
Wednesday
9:00AM - 4:30PM
Thursday
9:00AM - 4:30PM
Friday
9:00AM - 6:00PM
Saturday
Closed

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TRU-FI Credit Union Personal LOC Community Reviews

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