Last Updated: 04/18/2025
Truliant FCU High Yield Rewards Savings Account
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Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.10% - 4.75%(Verified 06/21/2024)
Minimum Opening Deposit
$1,000
Minimum Balance to Earn APY
$0
Truliant FCU High Yield Rewards Savings Account Review
Truliant FCU High Yield Rewards Savings Account is offered by Truliant Federal Credit Union, a credit union founded in 1952 and based in Winston-Salem, NC. Truliant FCU High Yield Rewards Savings Account are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- High yield savings. This account offers an annual percentage yield of up to 4.75%, which is much higher than the average interest rate for a savings account.
- Waivable monthly maintenance fee. Waived if $1,000 monthly average balance is maintained
- $1,000.00 minimum opening deposit. This is a typical minimum initial deposit.
- No ATM fees. Truliant FCU High Yield Rewards Savings Account does not charge fees on ATM transactions .
Truliant FCU High Yield Rewards Savings Account Pros & Cons
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Truliant FCU High Yield Rewards Savings Account FAQ
Are savings accounts from Truliant Federal Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Truliant Federal Credit Union offer a signup bonus?
Truliant FCU High Yield Rewards Savings Account doesn't offer a signup bonus.
What is the minimum initial deposit for Truliant FCU High Yield Rewards Savings Account?
The minimum deposit to open a Truliant FCU High Yield Rewards Savings Account is $1,000.00.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $1,000.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $1,000.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Truliant FCU High Yield Rewards Savings Account offer?
Truliant FCU High Yield Rewards Savings Account offers a variable APY starting at 0.10% and ranging up to 4.75% (APY stands for annual percentage yield, rates may change).
What fees does Truliant FCU High Yield Rewards Savings Account charge?
This account charges a monthly service fee of $10.00. However, you can waive the monthly fees if you have a minimum daily balance of $1,000.00.
- Outgoing domestic bank transfers come with a $25.00 fee.
- Incoming domestic bank transfers come with a $10.00 fee.
- Outgoing international bank transfers come with a $35.00 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
- Incoming international bank transfers come with a $10.00 fee.
- An overdraft on your account will trigger a $28.00 fee per item.
- Truliant FCU High Yield Rewards Savings Account charges $2.00 every time you request a paper statement.
Does Truliant FCU High Yield Rewards Savings Account charge overdraft fees?
Yes, Truliant FCU High Yield Rewards Savings Account charges a $28.00 overdraft fee. Truliant FCU High Yield Rewards Savings Account offers overdraft protection at a cost of $3.00 per transaction. This overdraft protection fee is charged every time the bank arranges a transfer from another one of your accounts, typically a savings account, to cover the overdraft.
What features and perks does Truliant FCU High Yield Rewards Savings Account offer?
This savings account includes the following features:
- Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Truliant FCU High Yield Rewards Savings Account allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to Truliant FCU High Yield Rewards Savings Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for Truliant FCU High Yield Rewards Savings Account?
The customer support email for Truliant FCU High Yield Rewards Savings Account is TruliantFacebook@truliantfcu.org.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 12:00PM