Last Updated: 04/18/2025
UFirst Credit Union IRA Accumulator Account
Unaffiliated
in Savings Accounts from UFirst Credit Union
Last Updated: 04/18/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Compare All Savings Accounts
Filter & compare all your options in one place.
Highlights
APY (Annual Percentage Yield)
0.75% - 2.60%(Verified 06/21/2024)
Minimum Opening Deposit
$500
Minimum Balance to Earn APY
$0
UFirst Credit Union IRA Accumulator Account Review
UFirst Credit Union IRA Accumulator Account is offered by UFirst Credit Union, a credit union founded in 1956 and based in Holladay, UT. UFirst Credit Union IRA Accumulator Account are available in 50 states and Washington, DC.
Key Takeaways
- High yield savings. This account offers an annual percentage yield of up to 2.60%, which is much higher than the average interest rate for a savings account.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- $500.00 minimum opening deposit. This is a typical minimum initial deposit.
UFirst Credit Union IRA Accumulator Account Pros & Cons
| Pros | Cons |
|
|
UFirst Credit Union IRA Accumulator Account FAQ
Are savings accounts from UFirst Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does UFirst Credit Union offer a signup bonus?
UFirst Credit Union IRA Accumulator Account doesn't offer a signup bonus.
What is the minimum initial deposit for UFirst Credit Union IRA Accumulator Account?
The minimum deposit to open a UFirst Credit Union IRA Accumulator Account is $500.00.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $500.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does UFirst Credit Union IRA Accumulator Account offer?
UFirst Credit Union IRA Accumulator Account offers a variable APY starting at 0.75% and ranging up to 2.60% (APY stands for annual percentage yield, rates may change).
What fees does UFirst Credit Union IRA Accumulator Account charge?
UFirst Credit Union IRA Accumulator Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- Outgoing domestic bank transfers come with a $15.00 fee.
- Incoming domestic bank transfers come with a $10.00 fee.
- Outgoing international bank transfers come with a $35.00 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
- Incoming international bank transfers come with a $10.00 fee.
- An overdraft on your account will trigger a $25.00 fee per item.
- UFirst Credit Union IRA Accumulator Account charges $2.00 every time you request a paper statement.
Does UFirst Credit Union IRA Accumulator Account charge overdraft fees?
Yes, UFirst Credit Union IRA Accumulator Account charges a $25.00 overdraft fee.What features and perks does UFirst Credit Union IRA Accumulator Account offer?
This savings account includes the following features:
- Mobile Banking Services - UFirst Credit Union IRA Accumulator Account allows you to manage your money online or with a mobile app.
Can you set up a direct deposit to UFirst Credit Union IRA Accumulator Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed