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  Utah First Federal Savings Accounts
Utah First Federal Savings Accounts
in Savings Accounts from Utah First Federal Credit Union · Insured by NCUA
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Utah First Federal Savings Accounts

Unaffiliated
in Savings Accounts from Utah First Federal Credit Union · Insured by NCUA
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Highlights
Monthly Maintenance Fee Starting at $0
(Verified 08/04/2023)
APY (Annual Percentage Yield) Up to 0.50%
(Verified 08/04/2023)
Minimum Balance to Earn APY $5

Utah First Federal Savings Accounts Review

Utah First Federal Savings Accounts is offered by Utah First Federal Credit Union, a credit union founded in 1935 and based in Salt Lake City, UT. utah first federal savings accounts are available in 1 state across the USA.

Key Takeaways

  • Higher than average APY. Utah First Federal Savings Accounts has an annual percentage yield of up to 0.50%, which is higher than the average interest rate for savings accounts. Note that you must keep a minimum balance of $5 to earn that interest rate.
  • Small minimum initial deposit. You only need $5 to open an account.

utah first federal savings accounts Pros & Cons

Pros Cons
  • Dividend-yielding account.
  • Insured by NCUA.
  • Free debit card
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.
  • No signup bonus.

utah first federal savings accounts FAQ

Are savings accounts from Utah First Federal Credit Union federally insured?

Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Utah First Federal Credit Union offer a signup bonus?

utah first federal savings accounts doesn't offer a signup bonus.

What is the minimum initial deposit for utah first federal savings accounts?

The minimum deposit to open a utah first federal savings accounts is $5.
Utah First Federal Savings Accounts Minimums
Description
Minimum Balance to Earn APY $5
Minimum Opening Deposit Starting at $5

What APY does Utah First Federal Savings Accounts offer?

utah first federal savings accounts offers an APY up to 0.50% (APY stands for annual percentage yield, rates may change).

What fees does utah first federal savings accounts charge?

utah first federal savings accounts does not charge a monthly service fee. See the fee breakdown section below to view all fees.

What features and perks does utah first federal savings accounts offer?

This savings account includes the following features:

  • Mobile Banking Services - utah first federal savings accounts allows you to manage your money online or with a mobile app.

Can you set up a direct deposit to utah first federal savings accounts?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for utah first federal savings accounts?

The customer support email for utah first federal savings accounts is ufcu@utahfirst.com.

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Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:30pm
  • Tuesday 9:00am - 5:30pm
  • Wednesday 9:00am - 5:30pm
  • Thursday 9:00am - 5:30pm
  • Friday 9:00am - 5:30pm
  • Saturday Closed

Other Services by Utah First Federal Credit Union

Availability

  Available in 1 state
Utah
Availabile in all of Utah

Feature Breakdown

Minimum Balance to Earn APY $5
Minimum Opening Deposit Starting at $5
Monthly Maintenance Fee Starting at $0
(Verified 08/04/2023)
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Identity
  • Proof of Residence
  • Social Security Number
Account Features
  • No Monthly Maintenance Fee
  • Mobile Banking
  • Debit Card
  • Insured by NCUA
APY (Annual Percentage Yield) Up to 0.50%
(Verified 08/04/2023)

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