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  Utah First Federal Personal Loans
Utah First Federal Personal Loans
in Personal Loans from Utah First Federal Credit Union
Unaffiliated

Utah First Federal Personal Loans

Unaffiliated
in Personal Loans from Utah First Federal Credit Union
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Highlights
APR  (Variable APR) 10.75% - 13.50%
(Verified 08/04/2023)
Loan Amount N/A
Loan Term (Months) Up to 60 months

Utah First Federal Personal Loans Review

Utah First Federal Personal Loans is offered by Utah First Federal Credit Union, a credit union founded in 1935 and based in Salt Lake City, UT. utah first federal personal loans are available in 1 state across the USA.

Key Takeaways

  • Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. Personal loan interest rates typically range between 5% and 36%. The starting rates for Utah First Federal Personal Loans are on the higher end of the market.
  • Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Utah First Federal Personal Loans early.

utah first federal personal loans Pros & Cons

Pros Cons
  • Charges an origination fee.
  • Does not offer pre-approval with soft credit pull.
  • Utah First Federal Personal Loans does not report to credit bureaus.
  • Charges prepayment fees.
  • Charges a late fee

utah first federal personal loans FAQ

What interest rates and personal loan terms does utah first federal personal loans offer?

utah first federal personal loans has higher than average interest rates for lenders reviewed on SuperMoney.

What interest rates does utah first federal personal loans offer?

utah first federal personal loans offers a variable APR personal loan product that ranges from 10.75% APR up to 13.50% APR.

What is the maximum loan term you can get with utah first federal personal loans?

utah first federal personal loans offers loans with terms of up to 60 months.

utah first federal personal loans Interest Rates & Loan Terms
Personal Loan Amount N/A
Loan Term up to 60 months
APR 10.75% - 13.50%

What fees does utah first federal personal loans charge?

Does utah first federal personal loans charge an origination fee?

utah first federal personal loans may charge a personal loan origination fee.

Does utah first federal personal loans charge a late fee?

No, utah first federal personal loans will not charge you a late fee if you miss one of the monthly payments.

Does utah first federal personal loans charge prepayment fees?

No, utah first federal personal loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

utah first federal personal loans Fees
Origination Fee No
Prepayment Fee N/A
Late Payment Fee No

What do you need to qualify for Utah First Federal Personal Loans?

Utah First Federal Personal Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Utah First Federal Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Utah First Federal Personal Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Utah First Federal Personal Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Utah First Federal Personal Loans.

To qualify, applicants may need to provide the following documentation:

  • Proof of income
  • Driver's license
  • Proof of identity
  • Proof of citizenship or residence permit
  • Proof of residence
utah first federal personal loans Eligibility Criteria
Minimum Age 18
Bank Account Required? No
Application Types Accepted
  • Individual Applications
Credit Score N/A

Are Utah First Federal Personal Loans legit?

Utah First Federal Credit Union was founded in 1935, it is a well-established company that has been in business for 88 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:30pm
  • Tuesday 9:00am - 5:30pm
  • Wednesday 9:00am - 5:30pm
  • Thursday 9:00am - 5:30pm
  • Friday 9:00am - 5:30pm
  • Saturday Closed

Other Services by Utah First Federal Credit Union

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Availability

  Available in 1 state
Utah
Availabile in all of Utah

Feature Breakdown

Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Joint Loan Applications Accepted
  • Individual Applications
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
  • Cash
  • 1099 Misc. Income
  • Tax Returns
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Income
  • Proof of Identity
  • Proof of Residence
  • Social Security Number
Payment Options Credit/Debit Card
APR Type Variable APR
APR (Variable APR) 10.75% - 13.50%
(Verified 08/04/2023)
Loan Term Up to 60 months

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