Last Updated: 04/18/2025
Utah First Federal Personal Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Variable APR)
10.75% - 13.50%(Verified 06/21/2024)
Amount Range
N/A
Loan Term (Months)
Up to 60
Utah First Federal Personal Loans Review
Utah First Federal Personal Loans is offered by Utah First Federal Credit Union, a credit union founded in 1935 and based in Salt Lake City, UT. utah first federal personal loans are available in 1 state.
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. Personal loan interest rates typically range between 9% and 36%. The starting rates for Utah First Federal Personal Loans are on the higher end of the market.
utah first federal personal loans Pros & Cons
| Pros | Cons |
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utah first federal personal loans FAQ
What interest rates and personal loan terms does utah first federal personal loans offer?
utah first federal personal loans has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does utah first federal personal loans offer?
utah first federal personal loans offers a variable APR personal loan product that ranges from 10.75% APR up to 13.50% APR.
What is the maximum loan term you can get with utah first federal personal loans?
utah first federal personal loans offers loans with terms of up to 60 months.
| Personal Loan Amount | N/A |
| Loan Term | up to 60 months |
| APR | 10.75% - 13.50% |
What fees does utah first federal personal loans charge?
Does utah first federal personal loans charge an origination fee?
utah first federal personal loans may charge a personal loan origination fee .
Does utah first federal personal loans charge a late fee?
utah first federal personal loans does not disclose whether it charges late payment fees.
Does utah first federal personal loans charge prepayment fees?
No, utah first federal personal loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Utah First Federal Personal Loans?
Utah First Federal Personal Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Utah First Federal Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Utah First Federal Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
- Proof of residence
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Utah First Federal Personal Loans report your account activity to credit bureaus?
Yes, Utah First Federal Personal Loans reports to the following credit bureau:
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Utah First Federal Credit Union perform a hard credit pull?
Yes, utah first federal personal loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Utah First Federal Personal Loans legit?
Utah First Federal Credit Union was founded in 1935, it is a well-established company that has been in business for 91 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:30PM
Tuesday
9:00AM - 5:30PM
Wednesday
9:00AM - 5:30PM
Thursday
9:00AM - 5:30PM
Friday
9:00AM - 5:30PM
Saturday
Closed