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Last Updated: 04/18/2025

Utah First Federal Auto Loans

in Auto Loans from Utah First Federal Credit Union

Last Updated: 04/18/2025

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Amount Range

N/A

APR (Fixed APR)

4.99% - 9.49%(Verified 06/21/2024)

Credit Score Range

Starting at 650

Loan Term (Months)

Up to 96
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Utah First Federal Auto Loans Review

Utah First Federal Auto Loans is offered by Utah First Federal Credit Union, a credit union founded in 1935 and based in Salt Lake City, UT. utah first federal auto loans are available in 1 state.

utah first federal auto loans FAQ

What APR does utah first federal auto loans offer on its car loans?

utah first federal auto loans offers a fixed apr car loan product that ranges from 4.99% APR up to 9.49% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with utah first federal auto loans?

utah first federal auto loans has car loans with a maximum term of 96 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does utah first federal auto loans charge an origination fee?

Yes, utah first federal auto loans may charge a loan origination fee .

Does utah first federal auto loans charge a late fee?

Yes, utah first federal auto loans charges borrowers with a late payment penatly fee

Does utah first federal auto loans charge prepayment fees?

Yes, utah first federal auto loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my utah first federal auto loans loan?

Yes, you can. However, utah first federal auto loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Utah First Federal Auto Loans?

Applicants with a credit score that ranges above 650 may be eligible for Utah First Federal Auto Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Utah First Federal Auto Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Utah First Federal Auto Loans.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Proof of identity
  • Proof of citizenship or residence permit
  • Proof of residence

Does Utah First Federal Credit Union perform a hard credit pull?

Yes, utah first federal auto loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Utah First Federal Credit Union a legit company?

Utah First Federal Credit Union was founded in 1935, it is a well-established company that has been in business for 91 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Contact

Headquarters

200 E S Temple St
Salt Lake City, UT 84111
(800) 234-0729
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:30PM
Tuesday
9:00AM - 5:30PM
Wednesday
9:00AM - 5:30PM
Thursday
9:00AM - 5:30PM
Friday
9:00AM - 5:30PM
Saturday
Closed

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