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Last Updated: 04/18/2025

Vibrant Credit Union Savings Accounts

from Vibrant Credit Union

Last Updated: 04/18/2025

Vibrant Credit Union logo
Rating not yet determined1 total votes
1 users recommend

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Highlights

APY (Annual Percentage Yield)

0.01%(Verified 06/21/2024)

Minimum Opening Deposit

Starting at $5

Minimum Balance to Earn APY

N/A


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Vibrant Credit Union Savings Accounts Review

Vibrant Credit Union Savings Accounts is offered by Vibrant Credit Union, a credit union founded in 1935 and based in Moline, IL. vibrant credit union are available in 50 states and Washington, DC.

Key Takeaways

  • Low interest rate. The maximum annual percentage yield for this account is only 0.01%.
  • Small minimum initial deposit. You only need $5 to open an account.
  • No ATM fees. Vibrant Credit Union Savings Accounts does not charge fees on ATM transactions .

vibrant credit union Pros & Cons

vibrant credit union FAQ

Are savings accounts from vibrant credit union federally insured?

Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Vibrant Credit Union offer a signup bonus?

vibrant credit union doesn't offer a signup bonus.

What is the minimum initial deposit for vibrant credit union?

The minimum deposit to open a vibrant credit union is $5.

What APY does Vibrant Credit Union Savings Accounts offer?

vibrant credit union offers an APY of 0.01% (APY stands for annual percentage yield, rates may change).
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually.

What fees does vibrant credit union charge?

vibrant credit union does not charge a monthly service fee. See the fee breakdown section below to view all fees.
  • Outgoing domestic bank transfers come with a $20 fee.
  • Incoming domestic bank transfers come with a $20 fee.
  • Outgoing international bank transfers come with a $50 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Incoming international bank transfers come with a $50 fee.

What features and perks does vibrant credit union offer?

This savings account includes the following features:

    Can you set up a direct deposit to vibrant credit union?

    Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

    What is the customer support email for vibrant credit union?

    The customer support email for vibrant credit union is hello@vibrantcu.org.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Headquarters

    6600 44th Ave
    Moline, IL 61265
    (800) 323-5109
    Visit Site

    Hours of Operation

    Sunday
    Closed
    Monday
    9:00AM - 5:00PM
    Tuesday
    9:00AM - 5:00PM
    Wednesday
    9:00AM - 5:00PM
    Thursday
    9:00AM - 5:00PM
    Friday
    9:00AM - 5:00PM
    Saturday
    Closed

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    SuperMoney Net Recommendation Score

    Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

    +100

    -1000+100
    No one recommends
    Everyone recommends
    The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

    Vibrant Credit Union Savings Accounts Community Reviews

    Would you recommend Vibrant Credit Union Savings Accounts to your friends?

    JW

    Justine W.

    Nov 6, 2023

    May or may not recommend

    This savings account has great interest rates. The customer service in the brick and mortar locations was great, though the phone service is not always the best. I feel like my money is in a good place.

    Showing 1 of 1 reviews

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