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Last Updated: 04/18/2025

Vibrant Credit Union Auto Loans

in Auto Loans from Vibrant Credit Union

Last Updated: 04/18/2025

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Amount Range

N/A

APR (Variable APR)

8.000% - 11.000%(Verified 06/21/2024)

Credit Score Range

N/A

Loan Term (Months)

Up to 84
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Vibrant Credit Union Auto Loans Review

Vibrant Credit Union Auto Loans is offered by Vibrant Credit Union, a credit union founded in 1935 and based in Moline, IL. vibrant credit union are available in 50 states and Washington, DC.

vibrant credit union FAQ

What APR does vibrant credit union offer on its car loans?

vibrant credit union offers a variable APR car loan product that ranges from 8.000% APR up to 11.000% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with vibrant credit union?

vibrant credit union has car loans with a maximum term of 84 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does vibrant credit union charge an origination fee?

Yes, vibrant credit union may charge a loan origination fee .

Does vibrant credit union charge a late fee?

Yes, vibrant credit union charges borrowers with a late payment penatly fee

Does vibrant credit union charge prepayment fees?

Yes, vibrant credit union does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my vibrant credit union loan?

Yes, you can. However, vibrant credit union charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Vibrant Credit Union Auto Loans?

Vibrant Credit Union Auto Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Vibrant Credit Union Auto Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Vibrant Credit Union Auto Loans.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Proof of identity
  • Proof of citizenship or residence permit

Does Vibrant Credit Union perform a hard credit pull?

Yes, vibrant credit union performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is vibrant credit union a legit company?

vibrant credit union was founded in 1935, it is a well-established company that has been in business for 91 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

6600 44th Ave
Moline, IL 61265
(800) 323-5109
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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