Last Updated: 04/18/2025
Virginia Credit Union Regular Savings Account
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.05% - 1.00%(Verified 06/21/2024)
Minimum Opening Deposit
Starting at $5
Minimum Balance to Earn APY
$100
Virginia Credit Union Regular Savings Account Review
Virginia Credit Union Regular Savings Account is offered by Virginia Credit Union, a credit union founded in 1928 and based in Richmond, VA. Virginia Credit Union Regular Savings Account are available in 50 states and Washington, DC.
Key Takeaways
- Higher than average APY. Virginia Credit Union Regular Savings Account has an annual percentage yield of up to 1.00%, which is higher than the average interest rate for savings accounts. Note that you must keep a minimum balance of $100 to earn that interest rate.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- Small minimum initial deposit. You only need $5 to open an account.
- No ATM fees. Virginia Credit Union Regular Savings Account does not charge fees on ATM transactions .
Virginia Credit Union Regular Savings Account Pros & Cons
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Virginia Credit Union Regular Savings Account FAQ
Are savings accounts from Virginia Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Virginia Credit Union offer a signup bonus?
Virginia Credit Union Regular Savings Account doesn't offer a signup bonus.
What is the minimum initial deposit for Virginia Credit Union Regular Savings Account?
The minimum deposit to open a Virginia Credit Union Regular Savings Account is $5.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $100 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Virginia Credit Union Regular Savings Account offer?
Virginia Credit Union Regular Savings Account offers a variable APY starting at 0.05% and ranging up to 1.00% (APY stands for annual percentage yield, rates may change).
What fees does Virginia Credit Union Regular Savings Account charge?
Virginia Credit Union Regular Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
What features and perks does Virginia Credit Union Regular Savings Account offer?
This savings account includes the following features:
- Mobile Banking Services - Virginia Credit Union Regular Savings Account allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to Virginia Credit Union Regular Savings Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for Virginia Credit Union Regular Savings Account?
The customer support email for Virginia Credit Union Regular Savings Account is memsvc@vacu.org.
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Hours of Operation
Sunday
Closed
Monday
8:00AM - 6:00PM
Tuesday
8:00AM - 6:00PM
Wednesday
8:00AM - 6:00PM
Thursday
8:00AM - 6:00PM
Friday
8:00AM - 6:00PM
Saturday
Closed