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Last Updated: 04/18/2025

Virginia Credit Union Regular Savings Account

in Savings Accounts from Virginia Credit Union

Last Updated: 04/18/2025

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Highlights

APY (Annual Percentage Yield)

0.05% - 1.00%(Verified 06/21/2024)

Minimum Opening Deposit

Starting at $5

Minimum Balance to Earn APY

$100
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Virginia Credit Union Regular Savings Account Review

Virginia Credit Union Regular Savings Account is offered by Virginia Credit Union, a credit union founded in 1928 and based in Richmond, VA. Virginia Credit Union Regular Savings Account are available in 50 states and Washington, DC.

Key Takeaways

  • Higher than average APY. Virginia Credit Union Regular Savings Account has an annual percentage yield of up to 1.00%, which is higher than the average interest rate for savings accounts. Note that you must keep a minimum balance of $100 to earn that interest rate.
  • No monthly maintenance fees. This account does not charge any monthly account fees.
  • Small minimum initial deposit. You only need $5 to open an account.
  • No ATM fees. Virginia Credit Union Regular Savings Account does not charge fees on ATM transactions .

Virginia Credit Union Regular Savings Account Pros & Cons

Virginia Credit Union Regular Savings Account FAQ

Are savings accounts from Virginia Credit Union federally insured?

Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Virginia Credit Union offer a signup bonus?

Virginia Credit Union Regular Savings Account doesn't offer a signup bonus.

What is the minimum initial deposit for Virginia Credit Union Regular Savings Account?

The minimum deposit to open a Virginia Credit Union Regular Savings Account is $5.

What APY does Virginia Credit Union Regular Savings Account offer?

Virginia Credit Union Regular Savings Account offers a variable APY starting at 0.05% and ranging up to 1.00% (APY stands for annual percentage yield, rates may change).

What fees does Virginia Credit Union Regular Savings Account charge?

Virginia Credit Union Regular Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.

    What features and perks does Virginia Credit Union Regular Savings Account offer?

    This savings account includes the following features:
    • Mobile Banking Services - Virginia Credit Union Regular Savings Account allows you to manage your money online or with a mobile app.
    • Nationwide ATM network - Conveniently transact at a nearby ATM.

    Can you set up a direct deposit to Virginia Credit Union Regular Savings Account?

    Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

    What is the customer support email for Virginia Credit Union Regular Savings Account?

    The customer support email for Virginia Credit Union Regular Savings Account is memsvc@vacu.org.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Headquarters

    7500 Boulder View Dr
    Richmond, VA 23225
    (804) 323-6800
    Visit Site
    Email Support

    Hours of Operation

    Sunday
    Closed
    Monday
    8:00AM - 6:00PM
    Tuesday
    8:00AM - 6:00PM
    Wednesday
    8:00AM - 6:00PM
    Thursday
    8:00AM - 6:00PM
    Friday
    8:00AM - 6:00PM
    Saturday
    Closed

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    APY (Annual Percentage Yield)

    Starting at 0.05%
    Disclaimer popup with additional information

    Minimum Opening Deposit

    Starting at $5

    Minimum Balance to Earn APY

    $0
    Visit Site
    Virginia Credit Union logo
    Virginia CU Health Savings Account
    Rating not yet determined
    Be the first to rate

    APY (Annual Percentage Yield)

    Up to 2.00%

    Minimum Opening Deposit

    Starting at $5

    Minimum Balance to Earn APY

    $100
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    SuperMoney Net Recommendation Score

    This product has no reviews yet. Help others by sharing your thoughts.

    0

    -1000+100
    No one recommends
    Everyone recommends
    The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

    Virginia Credit Union Regular Savings Account Community Reviews

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