Last Updated: 04/18/2025
WestStar Credit Union Minor Share Savings
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.05%(Verified 07/26/2024)
Minimum Opening Deposit
Starting at $5
Minimum Balance to Earn APY
$25
WestStar Credit Union Minor Share Savings Review
WestStar Credit Union Minor Share Savings is offered by WestStar Credit Union, a credit union founded in 1975 and based in Las Vegas, NV. WestStar Credit Union Minor Share Savings are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- Low interest rate. The maximum annual percentage yield for this account is only 0.05%.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- Small minimum initial deposit. You only need $5 to open an account.
- No ATM fees. WestStar Credit Union Minor Share Savings does not charge fees on ATM transactions .
WestStar Credit Union Minor Share Savings Pros & Cons
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WestStar Credit Union Minor Share Savings FAQ
Are savings accounts from WestStar Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does WestStar Credit Union offer a signup bonus?
WestStar Credit Union Minor Share Savings doesn't offer a signup bonus.
What is the minimum initial deposit for WestStar Credit Union Minor Share Savings?
The minimum deposit to open a WestStar Credit Union Minor Share Savings is $5.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does WestStar Credit Union Minor Share Savings offer?
WestStar Credit Union Minor Share Savings offers an APY of 0.05% (APY stands for annual percentage yield, rates may change).
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually. What fees does WestStar Credit Union Minor Share Savings charge?
WestStar Credit Union Minor Share Savings does not charge a monthly service fee. See the fee breakdown section below to view all fees.
What features and perks does WestStar Credit Union Minor Share Savings offer?
This savings account includes the following features:
- Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - WestStar Credit Union Minor Share Savings allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to WestStar Credit Union Minor Share Savings?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 6:00PM
Tuesday
9:00AM - 6:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 6:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 1:00PM