Last Updated: 10/23/2025
Nada Home Equity Investment
Unaffiliated
Last Updated: 10/23/2025
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Highlights
Credit Score Range
Starting at 500
Funding Range $
Up to $500,000
Funding Range %
30%
Contract Term
10
Nada Home Equity Investment Review
Nada Home Equity Investment is offered by Nada Holdings, Inc (NMLS #1993600), a financial technology company founded in 2019 and based in Dallas, TX. Nada are available in 12 states.
Key Takeaways
- Poor credit accepted. Homeowners with a credit score as low as 500 can qualify with Nada Home Equity Investment.
- Starting property value. Nada considers properties with values starting from $175,000.
- Maximum investment of $500,000. Your actual offer will depend on your home's value and how much equity you have in the property.
- 10-year term. The investment has a contract term of 10 years, at which time you'll need to settle up with Nada.
- Cash-out only. Existing homeowners can access up to 30% of their property's value.
- Only available in select states. Nada Home Equity Investment is currently available in a limited number of states.
Nada Home Equity Investment Pros & Cons
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Nada Home Equity Investment FAQ
How does the Nada Home Equity Investment product work?
A shared equity agreement (also called a shared appreciation agreement or home equity contract) is a way to sell a portion of the equity in your home to an investment company.
As a home equity loan alternative, the Nada Home Equity Investment product allows you to tap into your home equity without the monthly payments associated with traditional loans or HELOCs.
The transaction is secured by a lien on your property, but instead of paying interest or monthly payments, the investor receives a share of your home’s value when the agreement ends.
How much will Nada Holdings, Inc invest?
Nada Holdings, Inc offers equity investments equal to 30% of a property's value. The maximum investment in a single home is $500,000.
While Nada Home Equity Investment is not a loan, the maximum lien-to-value ratio is 75%. This means the total of the investment return plus any existing mortgage balance cannot exceed that percentage of the property’s value.
| Term | Amount |
| Equity Investment Range | 30% – 30% |
What are the costs associated with Nada Home Equity Investment?
Shared equity investments do not charge interest or require monthly payments.Instead, the investor earns a return based on the future value of your home. However, most investors will charge and appraisal fee and other third-party closing costs.
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| Origination Fee (%) | 4% - 5% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Closing Costs (%) | 4% - 7% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What are the terms for a shared equity agreement?
You can use the funds for up to 10 years.
When the term ends, you must settle the agreement by returning the investment, selling the home, refinancing, or partnering with the investor for another term.
Settlement is based on the original investment plus or minus the investor’s share of the home’s change in value.
How long does it take to close?
Nada Home Equity Investment does not disclose typical funding timelines.
What types of property are eligible?
Intended Use- Primary home
- Secondary home
- Investment property
- Single-family home
- Multi-family home
- Townhome
Is Nada a legit company?
Nada was founded in 2019. It is an established company that has been in business for 7 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
10:00AM - 6:00PM
Tuesday
10:00AM - 6:00PM
Wednesday
10:00AM - 6:00PM
Thursday
10:00AM - 6:00PM
Friday
10:00AM - 6:00PM
Saturday
Closed