Last Updated: 04/18/2025
Singing River FCU Smart Option Student Loan® for Undergraduate Students
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Fixed APR
6.37% - 16.70%
Variable APR
4.50% - 15.49%
Amount Range
Starting at $1,000
Singing River FCU Smart Option Student Loan® for Undergraduate Students Review
Singing River FCU Smart Option Student Loan® for Undergraduate Students is offered by Singing River Federal Credit Union, a credit union founded in 1953 and based in Moss Point, MS. Singing River FCU Smart Option Student Loan® for Undergraduate Students are available in 50 states and Washington, DC.
Singing River FCU Smart Option Student Loan® for Undergraduate Students FAQ
What rates does Singing River FCU Smart Option Student Loan® for Undergraduate Students offer for in-school private student loan?
Singing River FCU Smart Option Student Loan® for Undergraduate Students has a variable APR that ranges from 4.50% up to 15.49% .
It offers a fixed APR that ranges from 6.37% up to 16.70% .
Many students have little or no credit history when they start college. By having a parent or other creditworthy individual cosign the loan, the student may improve their chance of approval or qualify for lower interest rates.
How much can you borrow from Singing River FCU Smart Option Student Loan® for Undergraduate Students?
Available loan amounts may vary by applicant but Singing River FCU Smart Option Student Loan® for Undergraduate Students has a minimum loan amount of $1K
Does Singing River FCU Smart Option Student Loan® for Undergraduate Students charge an origination fee?
No, Singing River FCU Smart Option Student Loan® for Undergraduate Students does not charge a loan origination fee.
A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.
Does Singing River FCU Smart Option Student Loan® for Undergraduate Students charge prepayment fees?
No, Singing River FCU Smart Option Student Loan® for Undergraduate Students does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
What terms does Singing River FCU Smart Option Student Loan® for Undergraduate Students offer?
Singing River FCU Smart Option Student Loan® for Undergraduate Students provides repayment terms ranging from 10 to 15 years.
What type of borrowers will Singing River FCU Smart Option Student Loan® for Undergraduate Students consider?
Singing River FCU Smart Option Student Loan® for Undergraduate Students considers loans applications from:
What do you need to qualify for Singing River FCU Smart Option Student Loan® for Undergraduate Students?
Singing River FCU Smart Option Student Loan® for Undergraduate Students does not require or does not disclose a credit score minimum. Singing River FCU Smart Option Student Loan® for Undergraduate Students does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Singing River FCU Smart Option Student Loan® for Undergraduate Students.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
- Proof of citizenship or residence permit
- Proof of residence
Is Singing River Federal Credit Union a legit company?
Singing River Federal Credit Union was founded in 1953, it is a well-established company that has been in business for 73 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed