Funding U Student Loans
Funding U Student Loans
in Private Student Loans from Funding U Inc

Funding U Student Loans

in Private Student Loans from Funding U Inc
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Fixed APR 7.49% - 12.99%
Variable APR N/A
Loan Amount Up to $20,000

Funding U Student Loans Review

Funding U Student Loans is offered by Funding U, a nonbank financial services provider founded in and based in Atlanta, GA. Funding U are available in 50 states (and Washington, DC).

Funding U Student Loans FAQ

What rates does Funding U Student Loans offer for in-school private student loan?

It offers a fixed APR that ranges from 7.49% up to 12.99%.

How much can you borrow from Funding U Student Loans?

Available loan amounts may vary by applicant and offers loans up to 20K.

Does Funding U Student Loans charge an origination fee?

No, Funding U Student Loans does not charge a loan origination fee.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does Funding U Student Loans charge prepayment fees?

Yes, Funding U Student Loans charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What terms does Funding U Student Loans offer?

Funding U Student Loans provides repayment terms ranging from to 10 years.

What type of borrowers will Funding U Student Loans consider?

Funding U Student Loans considers loans applications from:

  • undergraduate students

What do you need to qualify for Funding U Student Loans?

Applicants with a credit score that ranges from 540 may be eligible for Funding U Student Loans.

Funding U Student Loans does not have or does not disclose a minimum annual income eligibility requirement. Funding U Student Loans only considers borrowers who are employed.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Funding U Student Loans.

To qualify, applicants may need to provide the following documentation:

  • Proof of income
  • Proof of citizenship or residence permit

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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About Funding U Student Loans


  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Late Fees
No Origination Fee
Credit Score Range 540 -
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
  • Other
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Proof of citizenship/residence (Green Card)
  • Proof of Income
Loan Term Up to 10 years
Fixed APR 7.49% - 12.99%
Loan Amount Up to $20,000

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