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Last Updated: 04/18/2025

Funding U Student Loans

in Private Student Loans from Funding U Inc

Last Updated: 04/18/2025

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Highlights

Fixed APR

7.49% - 12.99%

Variable APR

N/A

Amount Range

Up to $20,000

Funding U Student Loans Review

Funding U Student Loans is offered by Funding U Inc, a nonbank financial services provider founded in and based in Atlanta, GA. Funding U are available in 50 states and Washington, DC.

Funding U Student Loans FAQ

What rates does Funding U Student Loans offer for in-school private student loan?

It offers a fixed APR that ranges from 7.49% up to 12.99% .

How much can you borrow from Funding U Student Loans?

Available loan amounts may vary by applicant and offers loans up to $20K.

Does Funding U Student Loans charge an origination fee?

No, Funding U Student Loans does not charge a loan origination fee.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does Funding U Student Loans charge prepayment fees?

Yes, Funding U Student Loans charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What terms does Funding U Student Loans offer?

Funding U Student Loans provides repayment terms ranging from to 10 years.

What type of borrowers will Funding U Student Loans consider?

Funding U Student Loans considers loans applications from:

What do you need to qualify for Funding U Student Loans?

Applicants with a credit score that ranges above 540 may be eligible for Funding U Student Loans.

Funding U Student Loans does not have or does not disclose a minimum annual income eligibility requirement.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Funding U Student Loans.

To qualify, applicants may need to provide the following documentation:

Proof of income
Proof of citizenship or residence permit

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Contact

Headquarters

309 East Paces Ferry Rd NE

Suite 400

Atlanta, GA 30305

(855) 537-5457

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