Credit Risk
Credit risk is the potential for a borrower to default on their loan, which could result in a financial loss for the lender. Lenders assess credit risk when deciding whether to provide a loan, and often require collateral or a credit score to mitigate this risk. Continue Reading Below
Encyclopedia Articles
Discover the definition of financial terms related to credit risk.
Nonpar Items: Definition, Impact on Banking, and Modern Relevance
Alessandra Nicole
Co-Mortgagor: Definition, Roles, and Real-Life Examples
SuperMoney Team
Credit Reviews: Definition, Importance and FAQs
Silas Bamigbola
What Is the Merton Model? Definition and Practical Applications
Alessandra Nicole
SEC Form 10-D: Definition, Uses, and Examples
SuperMoney Team
The Tier 1 Common Capital Ratio: Definition, Calculation, and Practical Applications
Abi Bus
Events of Default: Understanding, Examples, and Implications
SuperMoney Team
Defeased Securities: Definition and How They Work
SuperMoney Team
Central Counterparty Clearing House (CCP): How It Works and Examples
Silas Bamigbola
B3/B- Credit Rating: What It Is, How It Works, and Examples
Alessandra Nicole
Learn About Credit Risk
How to Get a Cosigner for a Car Loan (and When It Makes Sense)
Andrew Latham
What Is The Max Credit Score You Can Achieve?
Benjamin Locke
How Much Does a Debt Settlement Lawyer Cost?
Lacey Stark
How To Rent a Home With Bad Credit Score?
Ossiana Tepfenhart
A Personal Loan With A Cosigner? It Can Lower Your Rates and More
Andrew Latham
Subprime Credit Returns to Pre-Pandemic Levels: More Than One in Four Americans Is Now Non-Prime
Andrew Latham
Should You Cosign a Credit Card For Friends or a Family Member?
Ben Luthi
9 Ways To Get a Loan With No Credit
Lee Huffman
Does Being A Co-Signer Affect Your Ability To Get A Loan
Benjamin Locke
When Were Credit Scores Invented?
Benjamin Locke
Sentry Recovery and Collections, Inc.: How to Get It Off Your Credit Report
Silas Bamigbola
How to Remove a Cosigner From a Car Loan
Lacey Stark
Is Getting a Cosigner for Your Auto Loan a Good or Bad Idea?
Lindsay VanSomeren
How Does My Credit Score Affect My Life?
Audrey Henderson
Should You Get a Cosigner for Your Mortgage? The Definitive Guide
TJ Porter
What To Do When You Lose Your Credit Card
Lacey Stark