Credit Scores and Scoring
Your credit score is a number that represents your creditworthiness, or how likely you are to repay your debts. Credit scores are used by lenders to decide whether to give you a loan and at what interest rate. Continue Reading Below
Encyclopedia Articles
Discover the definition of financial terms related to credit scores and scoring.
What is a Purchase Money Mortgage?
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Understanding AAA Credit Ratings: Significance, Impact, and Types
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Learn About Credit Scores and Scoring
Average Auto Loan Rates by Credit Score: What Borrowers Really Pay
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SoFi® vs Upstart: Rates, Fees, Features & Why It Matters
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Debt to Income Ratio: More Important Than Credit Score?
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Personal Loans for Low Income Earners
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Annual Income For Credit Card Applications: (2026 Playbook)
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How to Finance a Vacation Home (Updated 2026)
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How to Get Pre-Approved for a Mortgage (Step-by-Step Guide for Homebuyers)
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How Long Does Bankruptcy Stay on Your Credit Report?
Andrew Latham
How Long Do Closed Accounts Stay on Your Credit Report?
Andrew Latham
How Long Do Credit Inquiries Stay on Your Credit Report (and How Many Points Will It Cost You)?
Lacey Stark
How Long Do Collections Stay on Your Credit Report?
Andrew Latham
How Long Does a Charge-Off Stay on Your Credit Report?
Andrew Latham
How Long Do Late Payments Stay on Your Credit Report?
Andrew Latham
Credit Saint Vs Lexington Law Comparison 2026 Update
Benjamin Locke
How Auto Loan Refinancing Works
Julie Pimentel
How to Use a Personal Loan to Build Credit
Andrew Latham
About Credit Scores and Scoring
Your credit score is a number that represents your creditworthiness, or how likely you are to repay your debts. Credit scores are used by lenders to decide whether to give you a loan and at what interest rate. Credit scores are calculated based on information in your credit report, which is a record of your credit history.| Credit score | Scale |
|---|---|
| 300 | Poor |
| 301 | Poor |
| 302 | Poor |
| 303 | Poor |
| 304 | Poor |
| 305 | Poor |
| 306 | Poor |
| 307 | Poor |
| 308 | Poor |
| 309 | Poor |
| 310 | Poor |
| 311 | Poor |
| 312 | Poor |
| 313 | Poor |
| 314 | Poor |
| 315 | Poor |
| 316 | Poor |
| 317 | Poor |
| 318 | Poor |
| 319 | Poor |
| 320 | Poor |
| 321 | Poor |
| 322 | Poor |
| 323 | Poor |
| 324 | Poor |
| 325 | Poor |
| 326 | Poor |
| 327 | Poor |
| 328 | Poor |
| 329 | Poor |
| 330 | Poor |
| 331 | Poor |
| 332 | Poor |
| 333 | Poor |
| 334 | Poor |
| 335 | Poor |
| 336 | Poor |
| 337 | Poor |
| 338 | Poor |
| 339 | Poor |
| 340 | Poor |
| 341 | Poor |
| 342 | Poor |
| 343 | Poor |
| 344 | Poor |
| 345 | Poor |
| 346 | Poor |
| 347 | Poor |
| 348 | Poor |
| 349 | Poor |
| 350 | Poor |
| 351 | Poor |
| 352 | Poor |
| 353 | Poor |
| 354 | Poor |
| 355 | Poor |
| 356 | Poor |
| 357 | Poor |
| 358 | Poor |
| 359 | Poor |
| 360 | Poor |
| 361 | Poor |
| 362 | Poor |
| 363 | Poor |
| 364 | Poor |
| 365 | Poor |
| 366 | Poor |
| 367 | Poor |
| 368 | Poor |
| 369 | Poor |
| 370 | Poor |
| 371 | Poor |
| 372 | Poor |
| 373 | Poor |
| 374 | Poor |
| 375 | Poor |
| 376 | Poor |
| 377 | Poor |
| 378 | Poor |
| 379 | Poor |
| 380 | Poor |
| 381 | Poor |
| 382 | Poor |
| 383 | Poor |
| 384 | Poor |
| 385 | Poor |
| 386 | Poor |
| 387 | Poor |
| 388 | Poor |
| 389 | Poor |
| 390 | Poor |
| 391 | Poor |
| 392 | Poor |
| 393 | Poor |
| 394 | Poor |
| 395 | Poor |
| 396 | Poor |
| 397 | Poor |
| 398 | Poor |
| 399 | Poor |
| 400 | Poor |
| 401 | Poor |
| 402 | Poor |
| 403 | Poor |
| 404 | Poor |
| 405 | Poor |
| 406 | Poor |
| 407 | Poor |
| 408 | Poor |
| 409 | Poor |
| 410 | Poor |
| 411 | Poor |
| 412 | Poor |
| 413 | Poor |
| 414 | Poor |
| 415 | Poor |
| 416 | Poor |
| 417 | Poor |
| 418 | Poor |
| 419 | Poor |
| 420 | Poor |
| 421 | Poor |
| 422 | Poor |
| 423 | Poor |
| 424 | Poor |
| 425 | Poor |
| 426 | Poor |
| 427 | Poor |
| 428 | Poor |
| 429 | Poor |
| 430 | Poor |
| 431 | Poor |
| 432 | Poor |
| 433 | Poor |
| 434 | Poor |
| 435 | Poor |
| 436 | Poor |
| 437 | Poor |
| 438 | Poor |
| 439 | Poor |
| 440 | Poor |
| 441 | Poor |
| 442 | Poor |
| 443 | Poor |
| 444 | Poor |
| 445 | Poor |
| 446 | Poor |
| 447 | Poor |
| 448 | Poor |
| 449 | Poor |
| 450 | Poor |
| 451 | Poor |
| 452 | Poor |
| 453 | Poor |
| 454 | Poor |
| 455 | Poor |
| 456 | Poor |
| 457 | Poor |
| 458 | Poor |
| 459 | Poor |
| 460 | Poor |
| 461 | Poor |
| 462 | Poor |
| 463 | Poor |
| 464 | Poor |
| 465 | Poor |
| 466 | Poor |
| 467 | Poor |
| 468 | Poor |
| 469 | Poor |
| 470 | Poor |
| 471 | Poor |
| 472 | Poor |
| 473 | Poor |
| 474 | Poor |
| 475 | Poor |
| 476 | Poor |
| 477 | Poor |
| 478 | Poor |
| 479 | Poor |
| 480 | Poor |
| 481 | Poor |
| 482 | Poor |
| 483 | Poor |
| 484 | Poor |
| 485 | Poor |
| 486 | Poor |
| 487 | Poor |
| 488 | Poor |
| 489 | Poor |
| 490 | Poor |
| 491 | Poor |
| 492 | Poor |
| 493 | Poor |
| 494 | Poor |
| 495 | Poor |
| 496 | Poor |
| 497 | Poor |
| 498 | Poor |
| 499 | Poor |
| 500 | Poor |
| 501 | Poor |
| 502 | Poor |
| 503 | Poor |
| 504 | Poor |
| 505 | Poor |
| 506 | Poor |
| 507 | Poor |
| 508 | Poor |
| 509 | Poor |
| 510 | Poor |
| 511 | Poor |
| 512 | Poor |
| 513 | Poor |
| 514 | Poor |
| 515 | Poor |
| 516 | Poor |
| 517 | Poor |
| 518 | Poor |
| 519 | Poor |
| 520 | Poor |
| 521 | Poor |
| 522 | Poor |
| 523 | Poor |
| 524 | Poor |
| 525 | Poor |
| 526 | Poor |
| 527 | Poor |
| 528 | Poor |
| 529 | Poor |
| 530 | Poor |
| 531 | Poor |
| 532 | Poor |
| 533 | Poor |
| 534 | Poor |
| 535 | Poor |
| 536 | Poor |
| 537 | Poor |
| 538 | Poor |
| 539 | Poor |
| 540 | Poor |
| 541 | Poor |
| 542 | Poor |
| 543 | Poor |
| 544 | Poor |
| 545 | Poor |
| 546 | Poor |
| 547 | Poor |
| 548 | Poor |
| 549 | Poor |
| 550 | Poor |
| 551 | Poor |
| 552 | Poor |
| 553 | Poor |
| 554 | Poor |
| 555 | Poor |
| 556 | Poor |
| 557 | Poor |
| 558 | Poor |
| 559 | Poor |
| 560 | Poor |
| 561 | Poor |
| 562 | Poor |
| 563 | Poor |
| 564 | Poor |
| 565 | Poor |
| 566 | Poor |
| 567 | Poor |
| 568 | Poor |
| 569 | Poor |
| 570 | Poor |
| 571 | Poor |
| 572 | Poor |
| 573 | Poor |
| 574 | Poor |
| 575 | Poor |
| 576 | Poor |
| 577 | Poor |
| 578 | Poor |
| 579 | Poor |
| 580 | Fair |
| 581 | Fair |
| 582 | Fair |
| 583 | Fair |
| 584 | Fair |
| 585 | Fair |
| 586 | Fair |
| 587 | Fair |
| 588 | Fair |
| 589 | Fair |
| 590 | Fair |
| 591 | Fair |
| 592 | Fair |
| 593 | Fair |
| 594 | Fair |
| 595 | Fair |
| 596 | Fair |
| 597 | Fair |
| 598 | Fair |
| 599 | Fair |
| 600 | Fair |
| 601 | Fair |
| 602 | Fair |
| 603 | Fair |
| 604 | Fair |
| 605 | Fair |
| 606 | Fair |
| 607 | Fair |
| 608 | Fair |
| 609 | Fair |
| 610 | Fair |
| 611 | Fair |
| 612 | Fair |
| 613 | Fair |
| 614 | Fair |
| 615 | Fair |
| 616 | Fair |
| 617 | Fair |
| 618 | Fair |
| 619 | Fair |
| 620 | Fair |
| 621 | Fair |
| 622 | Fair |
| 623 | Fair |
| 624 | Fair |
| 625 | Fair |
| 626 | Fair |
| 627 | Fair |
| 628 | Fair |
| 629 | Fair |
| 630 | Fair |
| 631 | Fair |
| 632 | Fair |
| 633 | Fair |
| 634 | Fair |
| 635 | Fair |
| 636 | Fair |
| 637 | Fair |
| 638 | Fair |
| 639 | Fair |
| 640 | Fair |
| 641 | Fair |
| 642 | Fair |
| 643 | Fair |
| 644 | Fair |
| 645 | Fair |
| 646 | Fair |
| 647 | Fair |
| 648 | Fair |
| 649 | Fair |
| 650 | Fair |
| 651 | Fair |
| 652 | Fair |
| 653 | Fair |
| 654 | Fair |
| 655 | Fair |
| 656 | Fair |
| 657 | Fair |
| 658 | Fair |
| 659 | Fair |
| 660 | Fair |
| 661 | Fair |
| 662 | Fair |
| 663 | Fair |
| 664 | Fair |
| 665 | Fair |
| 666 | Fair |
| 667 | Fair |
| 668 | Fair |
| 669 | Fair |
| 670 | Good |
| 671 | Good |
| 672 | Good |
| 673 | Good |
| 674 | Good |
| 675 | Good |
| 676 | Good |
| 677 | Good |
| 678 | Good |
| 679 | Good |
| 680 | Good |
| 681 | Good |
| 682 | Good |
| 683 | Good |
| 684 | Good |
| 685 | Good |
| 686 | Good |
| 687 | Good |
| 688 | Good |
| 689 | Good |
| 690 | Good |
| 691 | Good |
| 692 | Good |
| 693 | Good |
| 694 | Good |
| 695 | Good |
| 696 | Good |
| 697 | Good |
| 698 | Good |
| 699 | Good |
| 700 | Good |
| 701 | Good |
| 702 | Good |
| 703 | Good |
| 704 | Good |
| 705 | Good |
| 706 | Good |
| 707 | Good |
| 708 | Good |
| 709 | Good |
| 710 | Good |
| 711 | Good |
| 712 | Good |
| 713 | Good |
| 714 | Good |
| 715 | Good |
| 716 | Good |
| 717 | Good |
| 718 | Good |
| 719 | Good |
| 720 | Good |
| 721 | Good |
| 722 | Good |
| 723 | Good |
| 724 | Good |
| 725 | Good |
| 726 | Good |
| 727 | Good |
| 728 | Good |
| 729 | Good |
| 730 | Good |
| 731 | Good |
| 732 | Good |
| 733 | Good |
| 734 | Good |
| 735 | Good |
| 736 | Good |
| 737 | Good |
| 738 | Good |
| 739 | Good |
| 740 | Very Good |
| 741 | Very Good |
| 742 | Very Good |
| 743 | Very Good |
| 744 | Very Good |
| 745 | Very Good |
| 746 | Very Good |
| 747 | Very Good |
| 748 | Very Good |
| 749 | Very Good |
| 750 | Very Good |
| 751 | Very Good |
| 752 | Very Good |
| 753 | Very Good |
| 754 | Very Good |
| 755 | Very Good |
| 756 | Very Good |
| 757 | Very Good |
| 758 | Very Good |
| 759 | Very Good |
| 760 | Very Good |
| 761 | Very Good |
| 762 | Very Good |
| 763 | Very Good |
| 764 | Very Good |
| 765 | Very Good |
| 766 | Very Good |
| 767 | Very Good |
| 768 | Very Good |
| 769 | Very Good |
| 770 | Very Good |
| 771 | Very Good |
| 772 | Very Good |
| 773 | Very Good |
| 774 | Very Good |
| 775 | Very Good |
| 776 | Very Good |
| 777 | Very Good |
| 778 | Very Good |
| 779 | Very Good |
| 780 | Very Good |
| 781 | Very Good |
| 782 | Very Good |
| 783 | Very Good |
| 784 | Very Good |
| 785 | Very Good |
| 786 | Very Good |
| 787 | Very Good |
| 788 | Very Good |
| 789 | Very Good |
| 790 | Very Good |
| 791 | Very Good |
| 792 | Very Good |
| 793 | Very Good |
| 794 | Very Good |
| 795 | Very Good |
| 796 | Very Good |
| 797 | Very Good |
| 798 | Very Good |
| 799 | Very Good |
| 800 | Excellent |
| 801 | Excellent |
| 802 | Excellent |
| 803 | Excellent |
| 804 | Excellent |
| 805 | Excellent |
| 806 | Excellent |
| 807 | Excellent |
| 808 | Excellent |
| 809 | Excellent |
| 810 | Excellent |
| 811 | Excellent |
| 812 | Excellent |
| 813 | Excellent |
| 814 | Excellent |
| 815 | Excellent |
| 816 | Excellent |
| 817 | Excellent |
| 818 | Excellent |
| 819 | Excellent |
| 820 | Excellent |
| 821 | Excellent |
| 822 | Excellent |
| 823 | Excellent |
| 824 | Excellent |
| 825 | Excellent |
| 826 | Excellent |
| 827 | Excellent |
| 828 | Excellent |
| 829 | Excellent |
| 830 | Excellent |
| 831 | Excellent |
| 832 | Excellent |
| 833 | Excellent |
| 834 | Excellent |
| 835 | Excellent |
| 836 | Excellent |
| 837 | Excellent |
| 838 | Excellent |
| 839 | Excellent |
| 840 | Excellent |
| 841 | Excellent |
| 842 | Excellent |
| 843 | Excellent |
| 844 | Excellent |
| 845 | Excellent |
| 846 | Excellent |
| 847 | Excellent |
| 848 | Excellent |
| 849 | Excellent |
| 850 | Excellent |