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Personal Loans

A personal loan is a type of loan that is offered by a bank, credit union, or other financial institution. Personal loans are typically unsecured, meaning they are not backed by collateral, and they can be used for a wide range of purposes, such as debt consolidation, home improvements, or medical expenses. Continue Reading Below

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Industry Studies

2026 Personal Loan Interest Rate Study: Same Borrower, Very Different Prices Thumbnail

2026 Personal Loan Interest Rate Study: Same Borrower, Very Different Prices

Miron Lulic

Encyclopedia Articles

Discover the definition of financial terms related to personal loans.

Understanding Morris Plan Banks: Definition, Operation, and Impact Thumbnail

Understanding Morris Plan Banks: Definition, Operation, and Impact

Alessandra Nicole

What Is a Second Mortgage? (And How To Get One) Thumbnail

What Is a Second Mortgage? (And How To Get One)

Ossiana Tepfenhart

What Is the Maturity Date of a Loan? Thumbnail

What Is the Maturity Date of a Loan?

Camilla Smoot

What is a Bridge Loan? — Definition & Examples Thumbnail

What is a Bridge Loan? — Definition & Examples

Emily Africa

Minimum-Interest Rules: Definition, Compliance, and Implications Thumbnail

Minimum-Interest Rules: Definition, Compliance, and Implications

Alessandra Nicole

Understanding Second Chance Loans: Definition, Process, Pros & Cons Thumbnail

Understanding Second Chance Loans: Definition, Process, Pros & Cons

Alessandra Nicole

What is a Credit Card Consolidation Personal Loan? Thumbnail

What is a Credit Card Consolidation Personal Loan?

Jessica Walrack

What is a Christmas Loan? 5 Best Options Thumbnail

What is a Christmas Loan? 5 Best Options

Ben Luthi

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Learn About Personal Loans

Thumbnail for Blog Article: How To Settle Credit Card Debt When a Lawsuit Has Been Filed

How To Settle Credit Card Debt When a Lawsuit Has Been Filed

David Hodges

Thumbnail for Blog Article: What Are the Differences Between Creditors and Debtors?

What Are the Differences Between Creditors and Debtors?

Cara Corey

Thumbnail for Blog Article: How Much Do You Get for Donating Plasma? Pay at Every Major Center (2026)

How Much Do You Get for Donating Plasma? Pay at Every Major Center (2026)

Benjamin Locke

Thumbnail for Blog Article: $100 Loan Instant App: 7 Fast Cash Apps That Actually Work

$100 Loan Instant App: 7 Fast Cash Apps That Actually Work

Andrew Latham

Thumbnail for Blog Article: How to Borrow $50 Instantly: 6 Apps That Send Cash Today (2026)

How to Borrow $50 Instantly: 6 Apps That Send Cash Today (2026)

Benjamin Locke

Thumbnail for Blog Article: How to Become Financially Independent in 10 Steps

How to Become Financially Independent in 10 Steps

Lacey Stark

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About Personal Loans

A personal loan is a type of loan that is offered by a bank, credit union, or other financial institution. Personal loans are typically unsecured, meaning they are not backed by collateral, and they can be used for a wide range of purposes, such as debt consolidation, home improvements, or medical expenses. The terms of a personal loan, including the interest rate and the monthly payments, will depend on the lender and the borrower's creditworthiness. Personal loans may have fixed or variable interest rates, and they are typically repaid in regular installments over a set period of time, such as two to five years. It is important to carefully compare the terms of different personal loans before choosing one.