Last Updated: 04/18/2025
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Highlights
Financial Strength Rating
A+(Verified 04/18/2025)
Elephant Auto Insurance Review
Elephant Insurance is a car insurance carrier based in Henrico, VA. The insurance company was founded in 2009 and offers car insurance in 6 states in the USA.
If you're considering whether Elephant auto insurance is a good option for you, read on.
Elephant auto insurance Pros & Cons
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Elephant auto insurance FAQ
What types of car insurance coverage options does Elephant auto insurance offer?
Although we often talk about car insurance in the singular, it really includes several types of coverage options.
Elephant auto insurance customers can also add the following riders or endorsements to their insurance policies:
- Rental Car Coverage: Rental car coverage, also known as rental car reimbursement, pays for the cost of a car rental if you can't drive your vehicle because of a covered loss, such as a car accident, theft, or vandalism.
- Loan / Lease / GAP Coverage: GAP coverage covers the difference between what you owe on your vehicle and its current cash value in the event of a total loss.
- Emergency Roadside Service: Coverage varies by carrier but it typically includes jump starts for dead batteries, labor to change a flat tire, towing, and lockout services.
Does Elephant auto insurance have roadside assistance?
Emergency Roadside Service available. Yes, Elephant Insurance offers roadside assistance to policyholders. Coverage varies by carrier but it typically includes jump starts for dead batteries, labor to change a flat tire, towing, and lockout services.
Does Elephant auto insurance offer ridesharing insurance?
No, Elephant auto insurance does not offer ridesharing coverage as a rider or endorsement.
What benefits does Elephant auto insurance offer?
Elephant auto insurance offers the following benefits to its customers:
- 24/7 Phone Availability: Customer service is staffed around the clock.
- Mechanical / Auto Body Repair Network: Enjoy the competitive prices and peace of mind of having access to a network of service and repair shops.
How does Elephant Insurance calculate insurance rates?
Car insurance companies guard their risk-assessment algorithms as a trade secret, and Elephant Insurance is no exception. However, you can be confident that Elephant auto insurance will take into consideration your driving record, age, gender, marital status, and address.
Other factors it will take into consideration are your vehicle (make and model), insurance history, and how you use your car.
Does Elephant auto insurance use your credit score?
It is safe to assume that, when legal, a car insurance company will use your credit score as a rating factor. There are two exceptions.
- If you live in California, Hawaii, or Massachusetts, a car insurance company is not allowed to use your credit report as a rating factor.
- There are also a handful of car insurance companies that base their insurance rates exclusively on telematic data. These companies collect information on your driving behavior and use it to determine the risk you pose as a driver.
How can I get a Elephant auto insurance insurance quote?
- Visit the Elephant Insurance website.
- Fill out the insurance online quote application form. You will typically need to provide personal information, such as your name, vehicle, driver's license, and address.
- Check the information is accurate and submit your application.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from Elephant auto insurance
Hours of Operation
Sunday
Closed
Monday
8:00AM - 9:00PM
Tuesday
8:00AM - 9:00PM
Wednesday
8:00AM - 9:00PM
Thursday
8:00AM - 9:00PM
Friday
8:00AM - 9:00PM
Saturday
Closed
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Elephant Auto Insurance Community Reviews
Would you recommend Elephant Auto Insurance to your friends?
AC
Ashley C.
Nov 5, 2020
May or may not recommend
I do not recommend Elephant Auto Insurance. Just the other day I got an email saying they could match my current Auto Insurance, so I thought “Why not? Let’s see” so I filled out the information for my free quote and I could not believe my eyes. The quote they gave me was RIDICULOUS! It was about $160 MORE than what I was already paying. All the information I entered ...Show More
LL
Leslie L.
Aug 20, 2019
May or may not recommend
They will not back their insurers,They will take the word of a lying witness rather than the judge final decision.My son was found not guilty guilty in a court of law of not causing an accident,Elephant called my son a liar and believed the opposing witness to avoid being sued.
Brenda V.
Aug 1, 2019
May or may not recommend
I am absolutely appalled by the way my claim has been and still is being handled. As a single mother of 3 children I have to make it to work to pay the bills. I totaled my 2014 cadilac srx almost 6 weeks ago. I was forced to rent cars to get back and forth to work. I couldnt afford to keep doing that so I went ...Show More
Showing 3 of 3 reviews
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