Last Updated: 08/04/2025
SuperMoney User Recommendation Score +71
Strongly recommended28 total votes
Cast Your Vote
Compare All Car Insurance
Filter & compare all your options in one place.
Highlights
Community Rating
Strongly recommended
Financial Strength Rating
A+(Verified 04/18/2025)
Number of Reviews
State Farm Auto Insurance Review
State Farm is a car insurance carrier based in Bloomington, IL. The insurance company was founded in 1922 and offers car insurance in 50 states (and Washington, DC).
If you're considering whether State Farm car insurance is a good option for you, read on.
State Farm car insurance Pros & Cons
| Pros | Cons |
|
|
State Farm car insurance FAQ
What types of car insurance coverage options does State Farm car insurance offer?
Although we often talk about car insurance in the singular, it really includes several types of coverage options.
Does State Farm car insurance have roadside assistance?
No, State Farm does not have roadside assistace.Does State Farm car insurance offer ridesharing insurance?
No, State Farm car insurance does not offer ridesharing coverage as a rider or endorsement.What benefits does State Farm car insurance offer?
State Farm car insurance offers the following benefits to its customers:
- 24/7 Phone Availability: Customer service is staffed around the clock.
- Local Agents: Perfect for people who prefer the personal touch of a local insurance agent.
- Free Policy Cancellation: No cancellation fees for ending your policy early.
- Digital Claims Reporting: Never fax or mail a document again.
- Mechanical / Auto Body Repair Network: Enjoy the competitive prices and peace of mind of having access to a network of service and repair shops.
What insurance discounts does State Farm car insurance offer?
When you ask for an insurance quote with State Farm car insurance, make sure you ask for all the insurance discounts you qualify for. These are the insurance discounts currently available that are specific to car insurance.- Anti-Lock Brake System: ABS technology reduces uncontrolled skids and insurance premiums. Most cars have them but it's an insurance discount people often forget to ask for.
- Daytime Running Lights: This is an insurance discount you may not have heard of but it is becoming more commonplace. Daytime running lights make you more visible and to drivers and pedestrians, which reduces accidents.
- Internal Safety Features: State Farm car insurance offers additional savings if you have seatbelts, airbags, and similar safety features. Ask what other safety features on your car will trigger an inurance discount.
- Low Annual Mileage: If you don't put many miles on your car (typically under 15,000 miles a year) you may qualify for an insurance discount.
- New Vehicle: If you buy a current year or previous year model, you will qualify for an insurance discount on your premium.
- Telematics Device (Usage-Based Insurance): You can qualify for an insurance discount if you agree to install a sensor that records your driving habits.
Want more insurance discounts? Check the insurance discounts tab for a full list of general policy insurance discounts you can qualify for with State Farm car insurance.
How does State Farm calculate insurance rates?
Car insurance companies guard their risk-assessment algorithms as a trade secret, and State Farm is no exception. However, you can be confident that State Farm car insurance will take into consideration your driving record, age, gender, marital status, and address.
Other factors it will take into consideration are your vehicle (make and model), insurance history, and how you use your car.
Does State Farm car insurance use your credit score?
It is safe to assume that, when legal, a car insurance company will use your credit score as a rating factor. There are two exceptions.
- If you live in California, Hawaii, or Massachusetts, a car insurance company is not allowed to use your credit report as a rating factor.
- There are also a handful of car insurance companies that base their insurance rates exclusively on telematic data. These companies collect information on your driving behavior and use it to determine the risk you pose as a driver.
How can I get a State Farm car insurance insurance quote
- Visit the State Farm website.
- Fill out the insurance online quote application form. You will typically need to provide personal information, such as your name, vehicle, driver's license, and address.
- Check the information is accurate and submit your application.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from State Farm car insurance
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed