Estrella Insurance Car Insurance

Estrella Insurance Car Insurance Review

Estrella Insurance is a car insurance carrier based in Coral Gables, FL. The insurance company was founded in 1980 and offers car insurance in 6 states in the USA.

If you're considering whether Estrella Insurance Car Insurance is a good option for you, read on.

Estrella Insurance Car Insurance Pros & Cons

Pros

Cons

Multiple payment options

No 24/7 phone availability No free policy cancellation No locally available agents Does not offer digital claims reporting No accident forgiveness Does not offer emergency roadside assistance No rental car coverage No ridesharing coverage No transport trailer coverage No travel expenses or trip interruption coverage Not many policy discounts available Does not offer many vehicle equipment discounts

Estrella Insurance Car Insurance FAQ

What types of car insurance coverage options does Estrella Insurance Car Insurance offer?

Although we often talk about car insurance in the singular, it really includes several types of coverage options.

Does Estrella Insurance Car Insurance have roadside assistance?

No, Estrella Insurance does not have roadside assistace.

Does Estrella Insurance Car Insurance offer ridesharing insurance?

No, Estrella Insurance Car Insurance does not offer ridesharing coverage as a rider or endorsement.

Ways to pay my Estrella Insurance Car Insurance

Estrella Insurance allows policyholders to pay their premiums using the following methods:

• Automatic Payments
• Bank Transfer
• Credit/Debit Card

How does Estrella Insurance calculate insurance rates?

Car insurance companies guard their risk-assessment algorithms as a trade secret, and Estrella Insurance is no exception. However, you can be confident that Estrella Insurance Car Insurance will take into consideration your driving record, age, gender, marital status, and address.

Other factors it will take into consideration are your vehicle (make and model), insurance history, and how you use your car.

Does Estrella Insurance Car Insurance use your credit score?

It is safe to assume that, when legal, a car insurance company will use your credit score as a rating factor. There are two exceptions.

1. If you live in California, Hawaii, or Massachusetts, a car insurance company is not allowed to use your credit report as a rating factor.
2. There are also a handful of car insurance companies that base their insurance rates exclusively on telematic data. These companies collect information on your driving behavior and use it to determine the risk you pose as a driver.

How can I get a Estrella Insurance Car Insurance insurance quote

• Visit the Estrella Insurance website.
• Fill out the insurance online quote application form. You will typically need to provide personal information, such as your name, vehicle, driver's license, and address.
• Check the information is accurate and submit your application.