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Last Updated: 04/18/2025

Arize FCU Recreation Vehicle Loans

in Auto Loans from Arize Federal Credit Union

Last Updated: 04/18/2025

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Amount Range

N/A


APR (Fixed APR)

11.24% - 18.00%(Verified 06/21/2024)

Credit Score Range

N/A


Loan Term (Months)

60 - 120

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Arize FCU Recreation Vehicle Loans Review

Arize FCU Recreation Vehicle Loans is offered by Arize Federal Credit Union, a credit union founded in 1978 and based in State College, PA. Arize FCU Recreation Vehicle Loans are available in 50 states and Washington, DC.

Arize FCU Recreation Vehicle Loans FAQ

What APR does Arize FCU Recreation Vehicle Loans offer on its car loans?

Arize FCU Recreation Vehicle Loans offers a fixed apr car loan product that ranges from 11.24% APR up to 18.00% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Arize FCU Recreation Vehicle Loans?

Arize FCU Recreation Vehicle Loans has car loans with terms ranging from 60 to 120 months. Having the option of longer terms -- terms can range up to 144 months -- allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does Arize FCU Recreation Vehicle Loans charge an origination fee?

Yes, Arize FCU Recreation Vehicle Loans may charge a loan origination fee .

Does Arize FCU Recreation Vehicle Loans charge a late fee?

Yes, Arize FCU Recreation Vehicle Loans charges borrowers with a late payment penatly fee

Does Arize FCU Recreation Vehicle Loans charge prepayment fees?

Yes, Arize FCU Recreation Vehicle Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Arize FCU Recreation Vehicle Loans loan?

Yes, you can. However, Arize FCU Recreation Vehicle Loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Arize FCU Recreation Vehicle Loans?

Arize FCU Recreation Vehicle Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Arize FCU Recreation Vehicle Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Arize FCU Recreation Vehicle Loans.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does Arize FCU Recreation Vehicle Loans report your account activity to credit bureaus?

Yes, Arize FCU Recreation Vehicle Loans reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Arize Federal Credit Union perform a hard credit pull?

Yes, Arize FCU Recreation Vehicle Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Arize Federal Credit Union a legit company?

Arize Federal Credit Union was founded in 1978, it is a well-established company that has been in business for 48 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Contact

Headquarters

650 Science Park Rd
State College, PA 16803
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 4:30PM
Tuesday
9:00AM - 4:30PM
Wednesday
9:00AM - 4:30PM
Thursday
9:00AM - 4:30PM
Friday
9:00AM - 4:30PM
Saturday
Closed

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