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  Bison Federal Credit Union New Watercraft and Motorcycle Loan
Bison Federal Credit Union New Watercraft and Motorcycle Loan Unaffiliated

Bison Federal Credit Union New Watercraft and Motorcycle Loan

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Highlights
Loan Amount N/A
APR  (Fixed APR) Starting at 5.99%
(Verified 11/15/2023)
Loan Term (Months) Up to 84 months
Credit Score Range N/A

Bison Federal Credit Union New Watercraft and Motorcycle Loan Review

Bison Federal Credit Union New Watercraft and Motorcycle Loan is offered by Bison Federal Credit Union, a credit union founded in 1951 and based in Shawnee, OK. Bison Federal Credit Union New Watercraft and Motorcycle Loan are available in 50 states (and Washington, DC).

Bison Federal Credit Union New Watercraft and Motorcycle Loan FAQ

What APR does Bison Federal Credit Union New Watercraft and Motorcycle Loan offer on its car loans?

Bison Federal Credit Union New Watercraft and Motorcycle Loan offers a fixed apr car loan product that ranges from 5.99% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Bison Federal Credit Union New Watercraft and Motorcycle Loan?

Bison Federal Credit Union New Watercraft and Motorcycle Loan has car loans with a maximum term of 84 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does Bison Federal Credit Union New Watercraft and Motorcycle Loan charge an origination fee?

Yes, Bison Federal Credit Union New Watercraft and Motorcycle Loan may charge a loan origination fee.

Does Bison Federal Credit Union New Watercraft and Motorcycle Loan charge a late fee?

Yes, Bison Federal Credit Union New Watercraft and Motorcycle Loan charges borrowers with a late payment penatly fee

Does Bison Federal Credit Union New Watercraft and Motorcycle Loan charge prepayment fees?

Yes, Bison Federal Credit Union New Watercraft and Motorcycle Loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Bison Federal Credit Union New Watercraft and Motorcycle Loan loan?

Yes, you can. However, Bison Federal Credit Union New Watercraft and Motorcycle Loan charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Bison Federal Credit Union New Watercraft and Motorcycle Loan?

Bison Federal Credit Union New Watercraft and Motorcycle Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Bison Federal Credit Union New Watercraft and Motorcycle Loan does not have or does not disclose a minimum annual income eligibility requirement. Bison Federal Credit Union New Watercraft and Motorcycle Loan only considers borrowers who are employed. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Bison Federal Credit Union New Watercraft and Motorcycle Loan. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Bison Federal Credit Union New Watercraft and Motorcycle Loan.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Government issued photo ID
  • Proof of identity

Does Bison Federal Credit Union New Watercraft and Motorcycle Loan report your account activity to credit bureaus?

Yes, Bison Federal Credit Union New Watercraft and Motorcycle Loan reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

Is Bison Federal Credit Union a legit company?

Bison Federal Credit Union was founded in 1951, it is a well-established company that has been in business for 72 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

Other Services by Bison Federal Credit Union

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
  • Other
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Joint Loan Applications Accepted
  • Co-borrower
  • Cosigner
  • Individual Applications
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
  • Cash
  • 1099 Misc. Income
Vehicle Type Motorcycles
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Payment Options
  • Automatic Payments
  • Credit/Debit Card
  • Cash
  • Bank Transfer
APR Type Fixed APR
APR (Fixed APR) Starting at 5.99%
(Verified 11/15/2023)
Loan Term Up to 84 months

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