Bison Federal Credit Union Used Auto Loan

Bison Federal Credit Union Used Auto Loan Review

Bison Federal Credit Union Used Auto Loan is offered by Bison Federal Credit Union, a credit union founded in 1951 and based in Shawnee, OK. Bison Federal Credit Union Used Auto Loan are available in 50 states (and Washington, DC).

Bison Federal Credit Union Used Auto Loan FAQ

What APR does Bison Federal Credit Union Used Auto Loan offer on its car loans?

Bison Federal Credit Union Used Auto Loan offers a fixed apr car loan product that ranges from 6.99% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Bison Federal Credit Union Used Auto Loan?

Bison Federal Credit Union Used Auto Loan has car loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does Bison Federal Credit Union Used Auto Loan charge an origination fee?

Yes, Bison Federal Credit Union Used Auto Loan may charge a loan origination fee.

Does Bison Federal Credit Union Used Auto Loan charge a late fee?

Yes, Bison Federal Credit Union Used Auto Loan charges borrowers with a late payment penatly fee

Does Bison Federal Credit Union Used Auto Loan charge prepayment fees?

Yes, Bison Federal Credit Union Used Auto Loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Bison Federal Credit Union Used Auto Loan loan?

Yes, you can. However, Bison Federal Credit Union Used Auto Loan charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Bison Federal Credit Union Used Auto Loan?

Bison Federal Credit Union Used Auto Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Bison Federal Credit Union Used Auto Loan does not have or does not disclose a minimum annual income eligibility requirement. Bison Federal Credit Union Used Auto Loan only considers borrowers who are employed. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Bison Federal Credit Union Used Auto Loan. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Bison Federal Credit Union Used Auto Loan.

To qualify, applicants may need to provide the following documentation:

• Driver's license
• Government issued photo ID
• Proof of identity

Does Bison Federal Credit Union Used Auto Loan report your account activity to credit bureaus?

Bison Federal Credit Union Used Auto Loan does not report to any of the major credit bureaus. Creditors are not required to report payment activity to credit bureaus. However, making regular on-time payments to a creditor that reports to one or more credit bureaus may help improve your credit.

Is Bison Federal Credit Union a legit company?

Bison Federal Credit Union was founded in 1951, it is a well-established company that has been in business for 72 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.