First Security Bank Vehicle Loan Review

First Security Bank Vehicle Loan is offered by Glacier Bancorp. Inc, a bank founded in 1955 and based in Kalispell, MT. First Security Bank Vehicle Loan is available in 1 state across the USA.

What APR does First Security Bank Vehicle Loan offer on its auto loans?

First Security Bank Vehicle Loan offers a fixed APR auto loan product but they do not disclose their rates.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

Does First Security Bank Vehicle Loan charge an origination fee?

Yes, First Security Bank Vehicle Loan may charge a loan origination fee.

Does First Security Bank Vehicle Loan charge a late fee?

Yes, First Security Bank Vehicle Loan charges borrowers with a late payment penatly fee

Does First Security Bank Vehicle Loan charge prepayment fees?

Yes, First Security Bank Vehicle Loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my First Security Bank Vehicle Loan loan?

Yes, you can. However, Glacier Bancorp. Inc charges a prepayment fee if you pay your auto loan early. This fee could reduce or eliminate the savings from paying the auto loan early.

What do you need to qualify for First Security Bank Vehicle Loan?

Applicants with a credit score of at least 650 and up to 840 may be eligible for First Security Bank Vehicle Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

First Security Bank Vehicle Loan does not have or does not disclose a minimum annual income eligibility requirement. First Security Bank Vehicle Loan only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via First Security Bank Vehicle Loan. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by First Security Bank Vehicle Loan. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

• Recent pay stubs
• Proof of income
• Recent bank statements
• Proof of insurance
• Driver's license
• Government issued photo ID
• Proof of identity

Does First Security Bank Vehicle Loan report your account activity to credit bureaus?

Yes, First Security Bank Vehicle Loan reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.