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Last Updated: 04/18/2025

L&N Federal Credit Union Auto Loans

in Auto Loans from L&N Federal Credit Union

Last Updated: 04/18/2025

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Amount Range

N/A

APR (Fixed APR)

4.99% - 7.50%(Verified 06/21/2024)

Credit Score Range

N/A

Loan Term (Months)

Up to 84
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L&N Federal Credit Union Auto Loans Review

L&N Federal Credit Union Auto Loans is offered by L&N Federal Credit Union, a credit union founded in 1954 and based in Louisville, KY. ln federal credit union auto loans are available in 2 states.

ln federal credit union auto loans FAQ

What APR does ln federal credit union auto loans offer on its car loans?

ln federal credit union auto loans offers a fixed apr car loan product that ranges from 4.99% APR up to 7.50% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with ln federal credit union auto loans?

ln federal credit union auto loans has car loans with a maximum term of 84 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does ln federal credit union auto loans charge an origination fee?

Yes, ln federal credit union auto loans may charge a loan origination fee .

Does ln federal credit union auto loans charge a late fee?

Yes, ln federal credit union auto loans charges borrowers with a late payment penatly fee

Does ln federal credit union auto loans charge prepayment fees?

Yes, ln federal credit union auto loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my ln federal credit union auto loans loan?

Yes, you can. However, ln federal credit union auto loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for L&N Federal Credit Union Auto Loans?

L&N Federal Credit Union Auto Loans does not require or does not disclose a credit score minimum.
L&N Federal Credit Union Auto Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by L&N Federal Credit Union Auto Loans.
To qualify, applicants may need to provide the following documentation:
  • Proof of income
  • Driver's license or other government photo ID
  • Proof of identity
  • Proof of citizenship or residence permit
  • Proof of residence

Does L&N Federal Credit Union perform a hard credit pull?

Yes, ln federal credit union auto loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is l&n federal credit union a legit company?

l&n federal credit union was founded in 1954, it is a well-established company that has been in business for 72 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

9265 Smyrna Pkwy
Louisville, KY 40229
(800) 292-2905
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 6:00PM
Saturday
8:30AM - 5:00PM

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