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  L&N Federal Credit Union Checking Accounts
L&N Federal Credit Union Checking Accounts
in Checking Accounts from L&N Federal Credit Union · Insured by NCUA
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L&N Federal Credit Union Checking Accounts

Unaffiliated
in Checking Accounts from L&N Federal Credit Union · Insured by NCUA
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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) 0.05%
(Verified 08/04/2023)
Monthly Fee $0 - $10
(Verified 08/04/2023)
Minimum Balance to Avoid Monthly Fee $0 - $2,000

L&N Federal Credit Union Checking Accounts Review

L&N Federal Credit Union Checking Accounts is offered by l&n federal credit union, a credit union founded in 1954 and based in Louisville, KY. ln federal credit union is available in 2 states across the USA.

Key Takeaways

  • Low APY. The maximum annual percentage yield for this account is only 0.05%.
  • $0 monthly account fees available. This account charges a monthly service fee of up to $10.
  • No minimum initial deposit. There is no minimum balance required to open an account online.
  • No ATM fees. L&N Federal Credit Union Checking Accounts does not charge fees on ATM transactions.

ln federal credit union Pros & Cons

Pros Cons
  • Monthly service fee waived (see terms for requirements).
  • Dividend-yielding account.
  • Insured by NCUA.
  • Free debit card
  • No signup bonus.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Only available in 2 states.
  • Monthly service charge.

ln federal credit union FAQ

Are checking accounts from l&n federal credit union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does ln federal credit union offer?

L&N Federal Credit Union Checking Accounts Rates & Terms
Description
APY (Annual Percentage Yield) 0.05%

ln federal credit union offers an APY of 0.05% (APY stands for annual percentage yield, rates may change).

What are the account minimums for ln federal credit union?

ln federal credit union does not require a minimum initial deposit.

L&N Federal Credit Union Checking Accounts Minimums
Description
Minimum Opening Deposit Starting at $0
Minimum Balance to Avoid Monthly Fee $0 - $2,000

What fees does ln federal credit union charge?

The good news is that this account does not have a monthly Service Charge.

L&N Federal Credit Union Checking Accounts Fees
Description
Monthly Fee $0 - $10

What features and perks does ln federal credit union offer?

This account includes the following features:

  • Mobile Banking Services - ln federal credit union allows you to manage your money online or with a mobile app.

What is the customer support email for ln federal credit union?

The customer support email for ln federal credit union is mobile.support@lnfcu.com.

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Availability

  Available in 2 states
  • Indiana
  • Kentucky

Feature Breakdown

Minimum Opening Deposit Starting at $0
Minimum Balance to Avoid Monthly Fee $0 - $2,000
Monthly Fee $0 - $10
(Verified 08/04/2023)
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Identity
  • Social Security Number
Account Features
  • No ATM Fees
  • No Monthly Maintenance Fee
  • Mobile Banking
  • Debit Card
  • Insured by NCUA
APY (Annual Percentage Yield) 0.05%
(Verified 08/04/2023)

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