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Home Equity Loans
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Last Updated: 04/18/2025

L&N Federal Home Equity Loans

in Home Equity Loans from L&N Federal Credit Union

Last Updated: 04/18/2025

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Credit Score Range

N/A

Amount Range

N/A

Maximum LTV

90%

Loan Term (Years)

Starting at 10
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L&N Federal Home Equity Loans Review

L&N Federal Home Equity Loans is offered by L&N Federal Credit Union (NMLS #531738), a credit union founded in 1954 and based in Louisville, KY. ln federal home equity loans are available in 2 states.

Key Takeaways

  • No primary residences considered. L&N Federal Home Equity Loans does not offer financing for primary homes.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
  • High maximum LTV ratio. L&N Federal Home Equity Loans has a maximum loan to value ratio of 90%.

L&N Federal Home Equity Loans Pros & Cons

L&N Federal Home Equity Loans FAQ

What are the home equity loan requirements of L&N Federal Home Equity Loans

This lender's maximum loan to value rate is 90%. That means the total debt secured by the property cannot exceed 90% of its value. Let's say you own a property with a current market value of $100k, but you still owe $20k on your mortgage. Your equity would be $80k. In this scenario, if you have good credit, you may qualify for a line of credit of up to $70k.
Generally, the APRs of home equity loans do not include points and financing charges, just the interest rate.

What fees does L&N Federal Home Equity Loans charge for a home equity loan?

L&N Federal Home Equity Loans may charge a loan origination fee

Is l&n federal credit union a legit company?

l&n federal credit union was founded in 1954, it is a well-established company that has been in business for 72 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Contact

Headquarters

9265 Smyrna Pkwy
Louisville, KY 40229
(800) 292-2905
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Email Support

Hours of Operation

Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 6:00PM
Saturday
8:30AM - 5:00PM

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