Patriot Federal Credit Union Auto Loans

Patriot Federal Credit Union Auto Loans Review

Patriot Federal Credit Union Auto Loans is offered by patriot federal credit union, a credit union founded in 1965 and based in Chambersburg, PA. patriot federal credit union are available in 50 states (and Washington, DC).

patriot federal credit union FAQ

What APR does patriot federal credit union offer on its car loans?

patriot federal credit union offers a variable APR car loan product that ranges from 7.04% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with patriot federal credit union?

patriot federal credit union has car loans with terms ranging from 24 to 60 months. Having the option of longer terms -- terms can range up to 144 months -- allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does patriot federal credit union charge an origination fee?

Yes, patriot federal credit union may charge a loan origination fee.

Does patriot federal credit union charge a late fee?

Yes, patriot federal credit union charges borrowers with a late payment penatly fee

Does patriot federal credit union charge prepayment fees?

Yes, patriot federal credit union does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my patriot federal credit union loan?

Yes, you can. However, patriot federal credit union charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Patriot Federal Credit Union Auto Loans?

Patriot Federal Credit Union Auto Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Patriot Federal Credit Union Auto Loans does not have or does not disclose a minimum annual income eligibility requirement. Patriot Federal Credit Union Auto Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Patriot Federal Credit Union Auto Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Patriot Federal Credit Union Auto Loans.

To qualify, applicants may need to provide the following documentation:

• Proof of income
• Driver's license
• Proof of identity
• Proof of citizenship or residence permit

Is Patriot Federal Credit Union a legit company?

Patriot Federal Credit Union was founded in 1965, it is a well-established company that has been in business for 58 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.