Last Updated: 04/18/2025
Service One Credit Union Recreational Loan
Unaffiliated
in Auto Loans from Service One Credit Union
Last Updated: 04/18/2025
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Highlights
Amount Range
N/A
APR (Fixed APR)
Starting at 6.75%(Verified 06/21/2024)
Credit Score Range
N/A
Loan Term (Months)
Up to 120
Service One Credit Union Recreational Loan Review
Service One Credit Union Recreational Loan is offered by Service One Credit Union, a credit union founded in 1963 and based in Bowling Green, KY. Service One Credit Union Recreational Loan are available in 50 states, 5 US territories, and Washington, DC.
Service One Credit Union Recreational Loan FAQ
What APR does Service One Credit Union Recreational Loan offer on its car loans?
Service One Credit Union Recreational Loan offers a fixed apr car loan product that ranges from 6.75% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum auto loan term you can get with Service One Credit Union Recreational Loan?
Service One Credit Union Recreational Loan has car loans with a maximum term of 120 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.
Does Service One Credit Union Recreational Loan charge an origination fee?
Yes, Service One Credit Union Recreational Loan may charge a loan origination fee .
Does Service One Credit Union Recreational Loan charge a late fee?
Yes, Service One Credit Union Recreational Loan charges borrowers with a late payment penatly fee
Does Service One Credit Union Recreational Loan charge prepayment fees?
Yes, Service One Credit Union Recreational Loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my Service One Credit Union Recreational Loan loan?
Yes, you can. However, Service One Credit Union Recreational Loan charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.
What do you need to qualify for Service One Credit Union Recreational Loan?
Service One Credit Union Recreational Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Service One Credit Union Recreational Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Service One Credit Union Recreational Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
Does Service One Credit Union Recreational Loan report your account activity to credit bureaus?
Yes, Service One Credit Union Recreational Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Service One Credit Union perform a hard credit pull?
Yes, Service One Credit Union Recreational Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Is Service One Credit Union a legit company?
Service One Credit Union was founded in 1963, it is a well-established company that has been in business for 63 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
8:00AM - 1:00PM