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Last Updated: 04/18/2025

Skyla CU Recreational Vehicle Loans

in Auto Loans from Skyla Credit Union

Last Updated: 04/18/2025

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Amount Range

N/A

APR (Fixed APR)

6.99% - 16.50%(Verified 06/21/2024)

Credit Score Range

N/A

Loan Term (Months)

Up to 72
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Skyla CU Recreational Vehicle Loans Review

Skyla CU Recreational Vehicle Loans is offered by Skyla Credit Union, a credit union founded in 1962 and based in Charlotte, NC. Skyla CU Recreational are available in 50 states and Washington, DC.

Skyla CU Recreational FAQ

What APR does Skyla CU Recreational offer on its car loans?

Skyla CU Recreational offers a fixed apr car loan product that ranges from 6.99% APR up to 16.50% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Skyla CU Recreational?

Skyla CU Recreational has car loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does Skyla CU Recreational charge an origination fee?

Yes, Skyla CU Recreational may charge a loan origination fee .

Does Skyla CU Recreational charge a late fee?

Yes, Skyla CU Recreational charges borrowers with a late payment penatly fee

Does Skyla CU Recreational charge prepayment fees?

Yes, Skyla CU Recreational does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Skyla CU Recreational loan?

Yes, you can. However, Skyla CU Recreational charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Skyla CU Recreational Vehicle Loans?

Skyla CU Recreational Vehicle Loans does not require or does not disclose a credit score minimum.
Skyla CU Recreational Vehicle Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Skyla CU Recreational Vehicle Loans.
To qualify, applicants may need to provide the following documentation:
  • Proof of income
  • Driver's license or other government photo ID
  • Proof of identity
  • Proof of citizenship or residence permit

Does Skyla CU Recreational Vehicle Loans report your account activity to credit bureaus?

Yes, Skyla CU Recreational Vehicle Loans reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Skyla Credit Union perform a hard credit pull?

Yes, Skyla CU Recreational performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Skyla Credit Union a legit company?

Skyla Credit Union was founded in 1962, it is a well-established company that has been in business for 64 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

718 Central Ave
Charlotte, NC 28204
(704) 375-0183
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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