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Personal Lines of Credit
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Last Updated: 04/18/2025

Skyla Credit Union Personal Lines of Credit

in Personal Lines of Credit from Skyla Credit Union

Last Updated: 04/18/2025

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Amount Range

N/A


APR (Variable APR)

10.99% - 17.95%(Verified 06/21/2024)

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Skyla Credit Union Personal Lines of Credit Review

Skyla Credit Union Personal Lines of Credit is offered through Skyla Credit Union, a credit union founded in 1962 and based in Charlotte, NC. Skyla Personal Lines of Credit are available in 50 states and Washington, DC.

Skyla Credit Union Personal Lines of Credit FAQ

What APRs does Skyla Credit Union Personal Lines of Credit offer?

Skyla Credit Union Personal Lines of Credit offers a variable APR that ranges from 10.99% APR up to 17.95% APR.

Does the Skyla Credit Union Personal Lines of Credit charge an origination fee?

Yes, Skyla Credit Union Personal Lines of Credit charges a line of credit origination fee .

Does the Skyla Credit Union Personal Lines of Credit charge a cash advance fee?

Yes, Skyla Credit Union Personal Lines of Credit may charge a fee .

Does Skyla Credit Union Personal Lines of Credit charge a late fee?

Yes, Skyla Credit Union Personal Lines of Credit may charge borrowers a late payment fee .

What do you need to qualify for Skyla Credit Union Personal Lines of Credit?

Skyla Credit Union Personal Lines of Credit does not require or does not disclose a credit score minimum.
Skyla Credit Union Personal Lines of Credit does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Skyla Credit Union Personal Lines of Credit.
To qualify, applicants may need to provide the following documentation:
  • Proof of income
  • Driver's license or other government photo ID
  • Proof of identity
  • Proof of citizenship or residence permit

Does Skyla Credit Union Personal Lines of Credit report your account activity to credit bureaus?

Yes, Skyla Credit Union Personal Lines of Credit reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Skyla Credit Union perform a hard credit pull?

Yes, Skyla Personal Lines of Credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Skyla Credit Union Personal Lines of Credit

  • Visit the Skyla Credit Union Personal Lines of Credit website.
  • Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
  • Check the information is accurate and submit your application.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

718 Central Ave
Charlotte, NC 28204
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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